The Main Ways In Which Your Spouse’s Poor Credit Could Affect Yours

When many Americans get married, they are likely to begin opening joint accounts that both they and their spouses can use together, but doing so may actually come with a number of pitfalls. If one spouse in any marriage has a good credit score, and the other's is somewhat diminished, then the latter will necessarily […]

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Obtaining Annual Credit Report: Ideal When Job Searching

Many Americans may be fully aware of the ways in which their credit standings can affect a number of aspects of their lives, but one area in which they might not consider their ratings having such an impact can actually be vital to significant financial health. The ability to have a full-time job, or any […]

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Retire With Debt and Credit Repair Could Be Necessary

Thanks to the baby boom, millions of Americans are now within just a handful of years of their official retirement ages, and many may be eyeing the date by which they will pull out of the workforce permanently. However, one mistake many older people may make when they call it a career is carrying a […]

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How To Secure a Mortgage Even With Minor Credit Report Issues

With the housing market improving considerably over the last year, many Americans are now considering getting back into the market for the first time in a while. The problem many might have, though, is that lending standards are still fairly tight, and some consumers may have credit scores that are somewhat less than ideal. This […]

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In Addition to Fixing Credit, Focus on Bolstering Income as Retirement Nears

Millions of Americans are now within just a few years of their official retirement ages, but it seems that financial difficulties suffered during and following the recent national recession have put them in jeopardy. As a result, many may face credit difficulties and income shortfalls that may make living their everyday lives more difficult to […]

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How the Credit Bureaus Use Your Credit Report to Find Out More About You

Consumers may think that companies which track various aspects of their finances for the purposes of building credit reports that are as accurate as possible only keep tabs on accounts and other factors, but in fact, there is a lot more information on file with these agencies about the people whose data they control. In […]

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You Want to Retire But Credit Issues Are Stopping You: Why This Means a Credit Fix is Required

Millions of Americans who were born in the Baby Boom are now within just a few years of their official retirement ages but still face significant financial problems that may hinder their abilities to pull out of the workforce by the date they'd originally planned. In many cases, these may relate to simple credit issues that […]

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One in 20 U.S. Consumers Have Errors on Their Credit Reports: Why You Should Check Yours Soon

Millions of Americans may know just how important their borrowing history is to their ability to obtain affordable financing, but many may be plagued by issues they don't even know about as a result of errors that may appear on their credit reports without cause. Recent data from the Federal Trade Commission shows that about […]

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Missed a Student Loan Payment? How that Will Impact Your Credit Report (and What to Do Next)

Millions of Americans have student loan debts outstanding that come to tens of thousands of dollars or more, whether they're still in college or more than a decade past their graduation dates. But it's important for them to note that there are numerous repayment rules related to federal education financing that may differ from those […]

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To Avoid Credit Issues, Travelers Need to Secure All Aspects of Their Finances

Traveling can be very exciting for millions of Americans who want to get away whether it's for a few days or even a week or two. Before they do so, though, it's very important that they make sure they are protected from the prospect of identity theft that can leave them and their finances extremely vulnerable. […]

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