Top 5 reasons you should improve your credit score

Your credit score acts as a report card for your financial responsibility. It is an indicator of your ability to pay off loans and other acquired debt.

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Don’t be overwhelmed by debt

Debt can get in the way of many aspects of life, leading to stress, under performance at your job, relationship issues and a host of other problems.

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Refinancing your home

Mortgage rates remain at historically low levels, and if you currently own a home you may be tempted to refinance your mortgage.

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Protecting yourself against identity theft

Identity theft can impact your life substantially. According to a study by Javelin Strategy & Research, 12.7 million consumers became victims of identity fraud, and $16 billion stolen from fraud victims in 2014.

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