Because many employers consider applicants' credit histories in the interview process, CreditCards.com is offering job seekers with some tips for how they can improve their scores.
One of the most important ways, according to Andrew Bernstein, a personal finance counselor for a debt resolution service, is for consumers to obtain copies of their credit reports and look them over for any items that may be unfairly lowering their score. If any are spotted, Bernstein recommends disputing them with the help of a credit repair attorney.
Another way consumers can improve their financial history is to make an assessment of their payments. If bills aren't being paid on time, it's a good indication consumers are spending too much. Bernstein recommends pursuing cost-cutting methods such as looking for coupons in the newspaper and shopping for generic store brands at the grocery store.
While these tips can help improve consumers' financial standing and make them more appealing to companies that are hiring, Bernstein also said that employers should not ask for applicants' credit scores, only their credit histories. As it is, only 13 percent of employers check credit histories, according to the Society for Human Resource Management.