Your credit report can determine if you get hired

With the the national unemployment rate still hovering over 9 percent, treating every job interview as if it's your only one may not be a bad idea. Researching the prospective company and coming up with practice questions and answers are important for your preparation.

However, job seekers may also want to make sure their credit is in order before they walk into an interview because many employers will check your credit report to determine your financial responsibility.

If you are applying for a position that deals with money, such as managing clients' finances or using a company credit card, an employer will most likely request to view your credit report, according to

Before you hit the job market it may be a good idea to view your credit report yourself and see if you're in need of credit repair. Under federal law, you are allowed to obtain your credit report for free once every 12 months from each of the three credit bureaus. Take advantage of this and look over your report for any black marks. If you discover a negative item that is unfairly hurting your credit report, you may be able to investigate, challenge, or even dispute it.

Many individuals will work with a credit repair company to help them in this regard, allowing a specialist to communicate with creditors and credit bureaus on their behalf. With the economy still recovering and employment hard to come by, don't let an issue with your credit report affect your chances.