How higher rates will affect your homebuying power

The Federal Reserve voted to raise interest rates a quarter point on Dec. 16. This will have little effect on homeowners with fixed mortgages, but those looking to buy should maintain clean credit to compete with others in the market for a home. 

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Understanding your cumulative credit score

Understanding the valuations that formulate your credit score can help you make smart financial decisions, and guide you in the right direction if you are doing credit repair. 

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Why you should improve your credit report

Your credit score dictates quite a bit. However, it can sometimes be confusing how and what is affected by your credit history.

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Understanding how your credit score impacts your mortgage

Currently, interest rates are historically low, and the economy continues to improve. Factors such as these make becoming a homeowner a far more realistic endeavor.

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Understanding your homeownership coverage

Everyone has either heard of or experienced the nightmare of homeowners insurance not covering damages. When disaster strikes, you want to ensure optimal coverage and have a full understanding of what your policy will pay for when damage occurs to your property, noted Bankrate.

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Credit history and the mortgage application process

When you decide to invest in a new home, there are a number of factors that must be considered. From finding the perfect neighborhood to shopping around for a mortgage lender, you’ll need to contemplate your approach to ensure you land the home of your dreams.

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3 apps to help you budget

Budgeting is not an easy task, but it is necessary if you plan to keep your finances in order and repair credit.

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Money management tips for seniors

As people age, it is common to find new ways of establishing a budget.

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Will closing my credit card hurt my credit score?

Many consumers believe that if they cancel their credit cards then they will be lowering their credit score.

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