Card issuers keep sweetening introductory offers for top borrowers

In recent months, the nation's biggest credit card lenders have been extending offers to potential borrowers of all stripes, but the best are reserved for those with top-notch credit, and the offers are getting better all the time.

Lenders have been aggressively courting consumers with high-quality credit scores for some time, but are now extending offers that grant them more than $1,000 worth of benefits just for signing up, according to a report from TIME Moneyland. One such offer, from Citi, grants new customers 80,000 bonus points on their new ThankYou Premier cards, worth a total of $1,060.

However, the best deal is being offered by American Express, the report said. Consumers can earn 100,000 bonus points, worth $1,200, for new Platinum cardholders. To maximize the rewards for both of the above cards, though, borrowers have to put $3,000 on the account within three months of opening it.

Consumers who want to ensure their credit scores are as good as they can possibly be should check their credit reports regularly. Doing so can help to identify potentially incorrect or unfair entries that can have a negative impact on borrowers' credit standing.