Low pay and job loss are major stress factors for U.S. workers

In a recent survey of nearly 1,000 U.S. workers, 77 percent said some factor at work caused them stress.

The 2011 Work Stress Survey, conducted on behalf of Everest College, found the largest single work factor leading to stress is low pay. Eighteen percent of respondents between 18 and 34 blame their low salaries or wages for feeling stressed about their jobs.

"Most employers are becoming well aware of the need to address rising employee stress, and those who don't address it are likely to suffer lower morale and productivity," said Wendy Cullen, vice president of employer development for Everest College.

Thirteen percent of recent graduates said job loss was their greatest concern, which was four percentage points higher than the average for the entire respondent field.

With student loans, auto loans and other types of credit in their name, many recent graduates understand the importance of maintaining a steady income flow to meet their debt obligations and avoid bad credit.

However, in some circumstances, even diligent bill paying may not be enough to keep a credit score high. This is because a creditor may misreport information to the credit bureaus regarding a person's payment history, resulting in an unfair mark on his or her credit report. If this happens, consumers may want to seek out a credit repair specialist to help hold creditors accountable for reporting fair and accurate information.