Nearly 70 percent believe economy is still in recession

While many economists say the U.S. is not in the midst of a recession, a considerable number of Americans believe otherwise.

According to a recent Harris poll, nearly seven in 10 U.S. adults said the U.S. is still experiencing a recession, even though most economists agree it ended in early 2010.

Looking at the economy overall, 45 percent said they think the economy will stay the same in the coming year, while 34 percent believe it will get worse. Just 21 percent predict it will improve.

"Contrary to what economists have been saying, Americans do not even think we have come out of the recession," the Harris Poll said. "Americans are waiting for answers on when the economy is going to turn around. Right now, they do not have much optimism that things are going to get better soon."

In the meantime, consumers can help make sure their credit scores stays in positive territory by being watchful of their credit reports. With many people cutting back on their expenses, borrowing at a low rate of interest is particularly important. Errant notations may unfairly lower a score, which may adversely affect their ability to finance purchases.