Nearly half say they’re less financially secure

A new study indicates a significant number of consumers believe they are financially vulnerable.

According to a report released by consumer discount website CouponCabin.com, 45 percent of U.S. adults say they consider themselves less secure financially this year than they were 12 months ago.

The uncertainty is felt not only among those with incomes below $50,000 but also by individuals earning more than $75,000 per year, as four in 10 in the latter demographic said they are in tough fiscal shape.

Jackie Warrick, president and chief savings officer at CouponCabin.com, said the economic slowdown is affecting everyone.

"Regardless of socioeconomic status, many consumers are still feeling the aftershocks of the past recession," said Warrick. "With the lessons of the past few years fresh in their minds, it's important now more than ever for consumers to be financially savvy."

She added the best way for people to save is to set up a budget and put aside as much money as possible for future costs.

Consumers may also want to make sure they occasionally check their credit scores every now and again to make sure they haven't been adversely affected. Creditors may make errant notations on reports that can lead to bad credit. Low scores may prevent consumers from borrowing at a reasonable interest rate.