Medical debt and your credit score

Medical debt has always been a huge burden to the American consumer, and for a long time it has been able to substantially weaken your credit score.

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The importance of building good credit in your 20s

You may think you will not have to worry about your credit score until you start thinking about making large financial decisions like buying a home, but it takes a long time to fix a bad score.

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Unexpected ways to hurt your credit score

You may be unaware of a few surprising elements that contribute to a lower credit score

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5 things you need to know about credit

Most people know that a credit score is important for a variety of reasons. From being able to purchase a car to applying for a home loan, your financial history is assessed and scrutinized a great deal.

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How higher rates will affect your homebuying power

The Federal Reserve voted to raise interest rates a quarter point on Dec. 16. This will have little effect on homeowners with fixed mortgages, but those looking to buy should maintain clean credit to compete with others in the market for a home. 

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Getting your finances back on track after the holidays

The holidays are officially over, but the rippling negative effects of all that spending are still felt in your bank account and credit report. Moving into the new year, you will likely want to get your finances back in order so things can return to normal, and you can reach your monetary goals for 2016.

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Avoid bruising your FICO score

Missing payments, cancelling old cards, or spending to close to your monthly limit will hurt a FICO credit score.

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Identity theft’s impact on your credit score

Identity theft is a substantial crime that can lead to a low credit score and problems in the future. 

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