How Lexington Law works

John Heath was born and raised in Salt Lake City, Utah. He received his BA from the University of Utah and his Juris Doctor from Ohio Northern University. While attending law school, John spent a semester abroad in Cairo, Egypt, (through Seton Hall University) where he studied Islamic Law. John has worked as an attorney in both a private and public interest practices. During his last year of law school, he had the opportunity to participate in an internship at Western Ohio Legal Services in Lima, Ohio where he was able to assist in the representation of clients who were involved in family law and other consumer cases. John's first job as an attorney was with Utah Legal Services in Ogden, Utah. While in this position, he split time between representing clients who had been the victims of domestic violence in divorce, paternity and protective order cases and clients who were being evicted from their section 8 and rural development subsidized housing. Subsequently, John was hired to practice with Clifford V. Dunn PC, a small law firm in St. George, Utah where John represented clients in family law and general litigation (including small claims) cases. From this firm, John moved to Lexington Law Firm. John has been the Directing Attorney of Lexington Law Firm since 2004. The firm focuses the majority of its practice and representation of its clients in the area of consumer credit report repair. The firm also practices to a smaller degree in the areas of family law (including divorce, paternity and protective orders), criminal law (including juvenile criminal offenses in juvenile court) general consumer litigation (the firm has had a few cases where it has represented consumers that have been the victims of defective design and construction in relation to their homes) and some collection defense on behalf of consumer debtors. The firm also represents some clients on a pro bono basis. John has served as an attorney mentor through the Utah Bar Attorney Mentorship Program (where he has mentored new attorneys coming into practice in Utah). John is admitted to the practice of law in the following states: Utah, Colorado, Washington D. C., Georgia, Texas, and New York.

Cody Johnson is the Managing Attorney of Lexington Law. Prior to his legal career, Mr. Johnson served in the United States Marine Corps. He is a veteran of Operation Enduring Freedom and served in a Light Armored Reconnaissance Unit. Mr. Johnson began his legal career as a trial attorney. During that time, he represented clients in business and real estate litigation. He thereafter used that experience to serve as a Deputy County Attorney while becoming a recognized criminal prosecutor and was honored with the “Prosecutor of the Year” award for that county. After later serving as an Assistant City Attorney, Mr. Johnson was delighted to become a consumer advocate with Lexington Law Firm in 2014. Mr. Johnson feels it a privilege to represent clients in their fight for consumer rights. In addition to representing Lexington Law Firm clients, Mr. Johnson also serves as a Town Prosecutor as he fulfills Lexington Law Firm’s contract with that town. Cody is licensed to practice law in Arizona and Colorado. He is located in the Phoenix office.

Daniel Woolston is the Assistant Managing Attorney in the Arizona office. Mr. Woolston was born in Houston, Texas and raised in Sugar Land, Texas. He received his B.S. in Political Science at Brigham Young University and his Juris Doctorate at Arizona State University. While attending ASU, he worked as a Law Clerk at the Arizona Prosecuting Attorneys’ Advisory Council, an organization that provides training support and other assistance to Arizona prosecutors. After graduation, Mr. Woolston worked as a misdemeanor and felony prosecutor in Arizona. He has conducted numerous jury trials and hundreds of other court hearings. While at Lexington Law Firm, Mr. Woolston dedicates his time to training paralegals and attorneys in credit repair, problem solving, and ethical and legal compliance. He especially enjoys being a voice for those that are often forgotten in the legal system. Daniel is licensed to practice law in Arizona, Oklahoma, and Nevada. He is located in the Phoenix office.

Alexis Peacock was born in Santa Cruz, California and raised in Scottsdale, Arizona. In 2013, she earned her Bachelor of Science in Criminal Justice and Criminology, graduating cum laude from Arizona State University. Ms. Peacock received her Juris Doctor from Arizona Summit Law School and graduated in 2016. During law school, she was a teaching assistant for Property Law participated in the International Human Rights study abroad program in Mexico City. Prior to joining Lexington Law Firm, Ms. Peacock worked in Criminal Defense as both a paralegal and practicing attorney. Ms. Peacock represented clients in criminal matters varying from minor traffic infractions to serious felony cases. She is passionate about defending her client’s rights and is eager to do the same as a consumer advocate. Alexis is licensed to practice law in Arizona. She is located in the Phoenix office.

Vince has considerable expertise in the field of bankruptcy law. He has represented clients in more than 3,000 bankruptcy matters under chapters 7, 11, 12, and 13 of the U.S. Bankruptcy Code. Vince concentrates his legal practice in helping debtors, but understands the needs of creditors as well. In addition to bankruptcy and credit repair, Vince has handled a wide variety of cases, from real estate to family law, criminal defense to wills and trusts, corporate formation to corporate dissolution and owner disputes, as well as other types of cases. As a result, Vince has a broad base of knowledge which he applies to help clients with their legal matters. Vince earned his Bachelor of Science Degree in Government from the University of Maryland. His Masters of Public Administration degree was earned from Golden Gate University School of Public Administration. His Juris Doctor was earned at Golden Gate University School of Law, San Francisco, California. While serving in the U.S. Army, Vince was posted to Ft. Jackson, South Carolina; Berlin, West Germany; and Ft. Huachuca, Arizona. He was awarded the Army of Occupation Medal for his service in West Berlin. Vince enjoys his time with Lexington Law, traveling, Disney, family, and his Harley Davidson motorcycle “Alice”. Vince’s memberships include the ABAIC (Arizona Bankruptcy American Inn of Court (Alumnus)), American Legion, Harley Owner’s Group, Hillsdale College, NRA (National Rifle Association), the Planetary Society, Riders USA, VFW (Veterans of Foreign Wars), and other valuable organizations. Vince is licensed to practice law in Arizona, Nevada, and Colorado. He is located in the Phoenix office.

Vincent Adams is a lifetime resident of Birmingham, AL and is a licensed attorney in the State of Alabama and the United States District Court for the Northern, Middle and Southern Districts of Alabama. He earned a Bachelor's Degree in Corporate Finance and Investment Management from the University of Alabama in 1993. He obtained his law degree from the Birmingham School of Law. Mr. Adams has represented individuals in a variety of litigation, including real estate and contract disputes, consumer debt defense, debt harassment issues, credit report issues, and bankruptcy. Mr. Adams is a member of the American Bar Association, Alabama State Bar Association, Birmingham Bar Association, and the National Association of Consumer Advocates. Prior to the practice of law, Mr. Adams was employed over ten years with the largest commercial credit rating agency and with one of the major consumer credit reporting agencies. He is married to his lovely wife, Carol having one daughter together, Katie.

¹John C. Heath, PC d/b/a Lexington Law

Attorney Malcolm K. Ryder received his BA from U.S.C. in 1982 and went on to receive his Juris Doctorate from the University of Arizona in 1985. Mr. Ryder has practiced law in Arizona for over 20 years after clerking for the Civil Presiding Judge of the Pima County Superior Court. For the Arizona State Bar, Mr. Ryder served as a member of the Committee for Long Range Planning and as a grader for the Committee on Examinations. Mr. Ryder's practice has covered many areas, including criminal defense, dissolutions, bankruptcy, creditor's rights, business lawsuits, real estate disputes, probate, foreclosures, insurance bad faith and tax lien foreclosures. Mr. Ryder is also licensed to practice law in New Mexico.

¹John C. Heath, PC d/b/a Lexington Law

Adam C. Fullman spent his early legal career in medium and smaller firm settings, specializing in insurance matters. Mr. Fullman found that he most enjoyed representing consumers against insurance companies, but the heavy defense nature of the firms he worked for required that he spend most of his time representing the insurance companies themselves. Therefore, he decided to seek out opportunities to represent consumers in other areas. In addition to his activities as directing attorney of Lexington Law California, Mr. Fullman is the founding partner of The Fullman Firm PC. The Fullman Firm PC represents clients in insurance matters, estate planning, personal injury, consumer matters, and business litigation. He also assists parents of special needs children through education and direct representation. It was his experience in obtaining educational services for his autistic son that sparked his interest in helping other parents.

David Straile has been a licensed attorney in the state of Delaware since 1996. In addition, he is a member of the Bars of the state of Maryland, Pennsylvania and District of Columbia. David attended Salisbury State College and the University of Maryland and obtained his law degree from University of Baltimore School of law in 1990. He has extensive experience in all aspects of family and business law litigation providing a broad range of high quality legal services to a wide range of clients, including both businesses and individuals.

¹John C. Heath, PC d/b/a Lexington Law

Lance Martin was born in Philadelphia and grew up in the Chicago area. He graduated from Lake Forest College with a double major in Economics and Political Science. After a 15-year career in Purchasing and Inventory Control he entered Law school at Chicago-Kent College of Law, where he was the Managing editor of the Law Review and was admitted to the Order of the Coif. He has over 20 years' experience as a litigator in Chicago, in small, medium and large firms and in solo practice, with experience in commercial and tort litigation, asset recovery and collections, bankruptcy, insurance, labor, personal injury, and securities issues in State and Federal courts.

¹John C. Heath, PC d/b/a Lexington Law

Cary Smalley is licensed to practice law in both the state and federal courts of Kansas and Missouri. He is committed to helping clients get a fresh start and regain financial stability. Prior to opening The Smalley Law Firm, LLC in 2011 Cary worked as an attorney at a highly respected Kansas City law firm since 2005. Cary received both his undergraduate degree and law degree from The University of Kansas. During law school he was a volunteer with VITA (Volunteer Income Tax Assistance) preparing tax returns for lower income individuals and also served as an officer of the Phi Alpha Delta legal fraternity. Cary is a member of The United Methodist Church of the Resurrection and serves as a volunteer budgeter at Community LINC. He and his wife reside in Overland Park with their son and two dogs. Since opening his own practice Cary is focusing his efforts on providing competent, reliable and affordable bankruptcy representation to his clients. As the owner of a smaller law practice, he is able to provide strong client service and personal attention at highly competitive rates.

¹John C. Heath, PC d/b/a Lexington Law

Robert Marrero graduated from LSU for both college and law school and thereafter gained a wide range of experience as a public defender and later as a civil practitioner in small and medium sized law firms, working his way up from lowly associate to named partner. While he represented governmental agencies and corporations, he most enjoyed helping average people resolve the problems that impacted their daily lives, with a particular focus on consumer disputes and debt restructuring. From 1982 to 1993 Robert Marrero served as a Chapter 7 Bankruptcy Trustee at the United States Bankruptcy Court for the Eastern District of Louisiana. Robert Marrero is also concerned about his state and community. He serves as Vice-Chairman of the 24th Judicial Indigent Defender Board and as an Executive Member of the Alliance for Good Government.

¹John C. Heath, PC d/b/a Lexington Law

Neil Shankman was born and raised in the jungles of suburban New York. He escaped at an early age and then went to college at Georgetown University in Washington, D.C. With his Bachelor's Degree in Sociology, Government and Psychology, he proceeded to seek knowledge and wisdom at Capital University Law School in Columbus, Ohio. As a member of the Moot Court Board and Editor-in-Chief of the Law Review, Mr. Shankman graduated from law school with grades that he has described as "genetically inappropriate". With dreams of raising a family and making a living, Mr. Shankman began the long march back to the East coast, where he landed in Lewiston, Maine. Mr. Shankman has been a member of the Maine Bar since September of 1977. After four years as a lobbyist for Pine Tree Legal Assistance (statewide legal aid organization), Mr. Shankman developed and opened the first legal clinic in the State of Maine. With offices in Bangor, Lewiston and South Portland, the firm announced its opening with great fanfare. It included the first statewide prepaid legal services plan in Maine, extensive television advertising, and high visibility promotions. During the course of the last thirty years, Mr. Shankman has continued to maintain his interest in trial work, particularly in the areas of divorce/family matters and personal injury litigation. He has developed one of the largest bankruptcy practices in the State of Maine, and continues to focus on landlord/tenant matters, both in Court and as General Counsel to Maine Real Estate Managers Association. He also serves as State Chair of the National Association of Consumer Bankruptcy Attorneys. After over twenty-five years living in Yarmouth, Maine with his family, he relocated to Topsham in October of 2008 where he and his partner, Karen, managed to find a house built in 1797 that requires almost as much maintenance and repairs as he does. He spends his spare time skiing, sailing, bicycling and playing with his three adult children.

Craig L. Holcomb received his B.A. from St. Mary's College of Maryland in 1986 and his J.D. from the University of Maryland School of Law in 1990. While in law school he was a member of the Maryland Journal of International Law and Trade between 1988 and 1990. Craig L. Holcomb has been a licensed attorney in the State of Maryland since 1990. In addition, he is a member of the Bars of the State of Florida and the United States District Court for Maryland. He is currently an active member of the Maryland State Bar Association and the Montgomery County Bar Association. He has tried cases in the State District Courts and Circuit Courts in all jurisdictions throughout Maryland, the Court of Special Appeals and Court of Appeals in Maryland, the U.S. District Court for Maryland, Baltimore and Greenbelt Divisions and the Federal Court of Appeals for the 4th Circuit in Richmond, Virginia. Currently, Craig L. Holcomb is a founding partner in the firm of Holcomb & Straile, LLC. The firms offices are located in Frederick, Maryland. The firms' areas of practice are diverse and include, but are not limited to the following: creditors and consumer rights; bankruptcy; corporate and business law; insurance matters; civil and criminal litigation; MHIC disputes, federal and state tax hearings; personal injury; real estate transactions and disputes; estates and trusts; and family law.

Keith Nathanson was born and raised in Detroit, Michigan. He attended the University of Michigan, Ann Arbor and received his B.S in Biology in 1985. He immediately went on to receive his Juris Doctor Cum Laude at the Detroit College of Law and was admitted to the Michigan State Bar in November 1988. Mr. Nathanson is also admitted in the Eastern District of Michigan, the Western District of Michigan, and the 6th Circuit Court of Appeals. His areas of practice include: Retail and Commercial Collection Work, Business and Consumer Bankruptcy, Real Estate Law, Family Law, Business Transaction Litigation, and FDCPA Litigation. In 2002, Keith received the Family Law Section Speaker Award and for the past 8 years he has been a participant in the Oakland County Bar Association's "Meet the Lawyer" program. Keith is a member of Delta Theta Phi Law Fraternity and is also a Licensed Real Estate Agent.

¹John C. Heath, PC d/b/a Lexington Law

Joseph Patrick Frascogna was born and raised in Jackson, Mississippi. Mr. Frascogna was educated in Catholic and Episcopal schools in his hometown before leaving for college in Southern California. In 1985 he earned a Bachelors of Science degree in geology from the University of California at Los Angeles (UCLA). After his graduation from UCLA he studied the German language abroad at the prestigious Goethe Institute in Munich. Upon his return to the United States Mr. Frascogna was invited to join the Washington, D.C. staff of United States Representative William M. Thomas of California. As one of four legislative advisors to Congressman Thomas, Mr. Frascogna was responsible for constituent services and congressional testimonies for issues related to the United States Departments of Transportation, Energy, Forest Service, and of the Interior, including the Bureaus of Land Management, Reclamation, and Indian Affairs. Mr. Frascogna left Washington in 1987 to return to his hometown to be with his beloved father before his passing that same year. In 1990 he earned his law degree from the Mississippi College School of Law in Jackson. Mr. Frascogna began his career working as an assistant Public Defender for Hinds County, Mississippi where he gained extensive trial and courtroom experience during his three-year tenure. Afterward, he entered private practice and soon thereafter began handling consumer law cases. More than a decade later, Mr. Frascogna has now handled thousands of consumer law cases including a substantial number of those through litigation in the Federal Courts under either the Fair Credit Reporting Act (FCRA) or Fair Debt Collection Practices Act (FDCPA). Mr. Frascogna is a staunch advocate for the rights of the consumer, especially when those rights are disregarded by careless, often arrogant and, occasionally, cavalier, attitudes in the credit reporting and debt collection industries. He is married to his lovely wife, Lisa, having one son together, Joseph Franco.

¹John C. Heath, PC d/b/a Lexington Law

Attorney Thomas T. Mullen earned his BA degree from Kent State University in 1975, his Masters in Psychiatric Counseling from Case Western Reserve University in 1979, and his JD from the University of Akron's School of Law in 1985. Mr. Mullen has served on various volunteer boards and committees including the Akron Bar Association, the Mental Health Board and the Legal Aide for Summit County, and Massilon State Hospital. After starting as a prosecutor in Boston Heights, OH, Mr. Mullen began his own practice in 1987. Thomas T. Mullen & Co. covers many areas of law including complex personal injury, nursing home matters, business litigation, divorce custody, real estate, criminal, consumer, and bankruptcy matters.

¹John C. Heath, PC d/b/a Lexington Law

Ed Kress was born and raised in the Pittsburgh area. He attended college at IUP majoring in history/pre-law. He received his law degree from Duquesne University in 1997. Ed has been practicing law for over ten years and enjoys helping the people in his community. Ed currently assists Shepherd's Heart Veterans Home, a non-profit organization dedicated to helping homeless veterans. Ed served as a Councilman for Allegheny County and was the honorary chairman for the first annual Shepherd's Heart Veterans Home fundraiser in 2006. Ed also is a business member of his local volunteer fire company and a member of the Kiwanis Club.

¹John C. Heath, PC d/b/a Lexington Law

Regina M. Banis is admitted to the bar in the State of South Carolina, and has practiced on Hilton Head and in Bluffton since 1994. Regina earned her B.A. in Criminal Justice from the University of Texas at San Antonio in 1988, and her J.D. from the University of San Diego in 1992. Regina's practice areas include commercial and residential real estate transactions, including equity lines of credit, refinances, purchases and sales, contract preparation, ß 1031 tax deferred exchanges, business closings and corporate work. In addition, Regina handles simple estate planning and probate matters. Regina is a frequent speaker at the Lowcountry Community Development Corporation's First Time Homebuyer class and has spoken at Attorney Roundtables coordinated by the Hilton Head Island Association of Realtors. She is also a frequent contributor to House Hound magazine. Regina is the President-Elect of the Zonta International Club of Bluffton.

¹John C. Heath, PC d/b/a Lexington Law

Mr. Brennan received a B.A. in Political Science from the University of Arizona in 1975, and earned his Juris Doctorate along with a Masters in International Relations at the University of Virginia in 1988. Prior to earning his degrees Mr. Brennan served in Vietnam as a member of the United States Army where he was awarded the Purple Heart as well as the Bronze Star for Heroism. Mr. Brennan has been an active member of the Vienna-Tysons Regional Chamber of Commerce since 1995, holding several positions including Director of Government Affairs and Chairman of the Board of Directors. Mr. Brennan is also active in the Greater Reston Chamber of Commerce as a member of the Public Policy Committee, and has been an active member in the Vienna Rotary Club since 1995. The law firm of Brennan & Waite, P.L.C. is dedicated to serving the needs of businesses, both large and small, and provides legal services in the areas of general civil litigation, debtor/creditor law, and general business law. Mr. Brennan's professional experience includes complex commercial litigation and intensive bankruptcy experience. He has also served as general counsel to a regional corporation for which he managed corporate litigation and provided legal advice regarding operations.

¹John C. Heath, PC d/b/a Lexington Law