What is Credit Repair?
Credit repair is the process of addressing and removing the questionable negative items that are impacting your credit profile. In fact, millions of Americans are victims of inaccurate or unfair negative items wrongfully lowering your score. Most don’t even know.
To remove a negative item, credit reporting agencies require you to work through their complicated online systems and send a series of formal dispute letters. To make the disputing process easier, Lexington Law can identify and challenge questionable negative items on your behalf using our patented credit repair process.
How We Help Fix Your Credit
1. Credit Report Analysis
We obtain your credit reports and create a plan targeting the questionable negative items affecting your credit score.
2. Credit Disputing
Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf.
3. Dispute Escalating
For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented.
Credit Repair Service Levels
Lexington Law is here to represent the millions of Americans that are subjected to inaccurate, unfair or unverified negative items on their credit reports. In 2017 alone, our clients saw 10 million negative items removed from their credit reports.
But don’t take our word for it. Explore some of our customer success stories to see if Lexington Law is right for you.
"You are on top of credit repair and you have folks who care about you and are willing to help"
"Excellent detailed customer service and very knowledgeable on process of credit repair and the proper paths to take!"
"The best credit repair business I know. NO BUSINESS IS AS FAST OR ACCURATE AS LEXINGTON LAW."
Is credit repair right for you?
Depending on the status of your credit report, credit repair might not be the best next step to raising your credit score. Our credit repair services are designed to help those who are most in need of negative item removals from their report.
Answer the following questions to find out if credit repair is right for you.
Have you ever made a payment late?
Have you ever been denied a loan or credit card?
Have you recently had your credit checked?
don't wait 7 years
Late Payments and Collections are the most common items we deal with and have the most success removing. On their own they usually don't drop off before 7 years.
don't get denied again
Getting your credit score above a 760 will help you get approved and get the best rates on loans and credit cards. We've helped thousands achieve this.
Having your credit pulled can negatively affect your score. We have ways to manage that.
free credit consultation
Late Payments, collections and hard inquiries are just a few of the most common items we deal with but we also specialize in: judgments, charge offs, bankruptcy and liens.
How long does credit repair take?
Unfortunately, there’s no way to predict in advance how long it will take to repair your credit, as every credit report is unique. That being said, we help hundreds of thousands of people each year work to repair their credit, and typically they’ve stayed with us for six months. With our team of professionals, credit monitoring software and mobile app dashboard, our removal process is streamlined to get you results.
help make the most of your credit