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The average credit score in California is 687

that ranks your state 30/50 in the nation

Call to see how your credit score compares

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Credit Across the Country

Select a state to view its average score

With locations all over the US, Lexington Law in California can provide credit repair near you.

Don't wait—you deserve a second chance at credit

Learn more with a FREE credit consultation

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Not sure how your score measures up?

More than one in five credit reports contain a mistake, impacting 40 million consumers nationwide

Call Lexington Law in California for a:

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1. FREE personalized credit consultation
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2. FREE transunion fico credit score
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3. FREE transunion report summary

Learn more with a FREE credit consultation

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Credit Repair in California

From Los Angeles and San Diego to San Jose and San Francisco, bad credit reports affect people across California. While California's average credit score of 677 is slightly above the national average, the state is home to two of the lowest ranked cities for credit in Experian's State of Credit Report: Riverside (4th) and Bakersfield (8th).

No matter where you live in California, bad credit can limit your ability to get a mortgage or car loan. California has long been one of the country's most expensive and competitive home markets. Even borrowers with good credit can struggle to afford the state's median home price of $393,000. With a 20 percent down payment, you'd need to make $78,000 to afford a median-priced home in California, more than what two-thirds of households make in the state. When you add in the high interest rates of a mortgage for someone with poor credit, that home could be well out of reach.

If all this information has gotten you discouraged, credit repair lawyers at Lexington Law can help. We understand how to help Californians fix their credit and set them on a track toward greater financial security. Contact us if you're ready to repair your credit.

what's your credit score costing you?

Innacurate or unfair negative items on your credit could be costing you thousands of dollars on your California mortgage

How Smart Consumers Save /Month on Their Home Loan

Loan Savings Calculator

Home Cost
Down Payment
| 1.6%
Your Credit Score
Your estimated mortgage payment:
/mo
After a 40-point credit score improvement:
/mo
An additional 40-point credit score improvement could save you:
/mo
Save a total of over the life of your loan.
The 30-year fixed home mortgage APRs are estimated based on the following assumptions. FICO scores between 620 and 850 (500 and 619) assume a Loan Amount of $150,000, 1.0 (0.0) Points, a Single Family - Owner Occupied Property Type and an 80% (60-80%) Loan-to-Value Ratio

how credit repair worksIn four easy steps

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1. research

the items affecting your credit and determine a course.

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2. challenge

these items with bureaus and creditors.

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3. escalate

certain items that are protected by law for faster removals.

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4. mentor

and teach you the ins and outs of your credit and how you manage it wisely going foward.

Learn more with a FREE credit consultation

Call 1-855-255-0139

meet our California Lawyers

13522 Newhope Street, Garden Grove, CA 92843

Adam Fullman

Adam Fullman

DIRECTING ATTORNEY

Adam C. Fullman spent his early legal career in medium and smaller firm settings, specializing in insurance matters. Mr. Fullman found that he most enjoyed representing consumers against insurance companies, but the heavy defense nature of the firms he worked for required that he spend most of his time representing the insurance companies themselves. Therefore, he decided to seek out opportunities to represent consumers in other areas.

In addition to his activities as directing attorney of Lexington Law California, Mr. Fullman is the founding partner of The Fullman Firm PC. The Fullman Firm PC represents clients in insurance matters, estate planning, personal injury, consumer matters, and business litigation. He also assists parents of special needs children through education and direct representation. It was his experience in obtaining educational services for his autistic son that sparked his interest in helping other parents.

Mark Andrus Bio

Mark Andrus, CIPP/US, CIPM

SUPERVISING ATTORNEY OF DATA PROTECTION AND PRIVACY

Mark Andrus received his BA in English with a minor in Business Management from Brigham Young University and his Juris Doctorate from Santa Clara University. Mr. Andrus has served as a judicial extern for the Honorable Arthur Weissbrodt of the United States Bankruptcy Court for the Northern District of California and as a technical editor for the Santa Clara Law Review. He currently serves on the Utah State Bar Association's Pro Bono Committee for the Third District. His areas of practice include consumer, privacy, debtor-creditor, and marketing law. Mr. Andrus is licensed to practice law in Utah, California, Arizona, Montana, New Hampshire and Arkansas.

Proven Credit Repair Results

The attorneys at Lexington Law have worked with many clients in California to remove negative items from their credit reports. Our team reviews your credit reports and directs appropriate correspondence to your creditors and the credit bureaus. We match your credit repair items with the right credit repair strategies as applicable to your case.

We've helped clients challenge nearly every credit problem, including bankruptcies, tax liens, late payments, and collections. Our proven results speak for themselves. Lexington Law clients saw 9 million negative items removed from their credit reports in 2016 alone.

Our multiple service levels make it easy to the find the right choice for your credit situation. Lexington Law offers a free credit repair consultation, including a review of your credit reports and score.

what our California clients are saying

"Lexington can do things I was not able to accomplish by myself. It seemed that the credit reporting agencies don't take the consumer seriously, at least that's how I felt when I tried on my own. This company got quick responses and positive results."

– Patrick Los Angeles, CA

"Lexington Law helped me so much with my credit. I'm able to get things I couldn't get before I started with them!"

– Stephanie Norwalk, CA

"In general, I find your service and your approach impeccable. Customer service is outstanding."

– David Marina Del Rey, CA

service levels

We offer services to fit every budget and credit situation
Recommended
Aggressive credit repair
PremierPlus
Bureau challenges
Creditor interventions
InquiryAssist
Score analysis
ReportWatch
TransUnion® alerts
Cease & desist letters
FICO® score tracker
Identity protection
Personal finance tools
Moderate credit repair
Concord Premier
Bureau challenges
Creditor interventions
InquiryAssist
Score analysis
ReportWatch
TransUnion® alerts
Cease & desist letters
FICO® score tracker
Identity protection
Personal finance tools
Basic credit repair
Concord Standard
Bureau challenges
Creditor interventions
InquiryAssist
Score analysis
ReportWatch
TransUnion® alerts
Cease & desist letters
FICO® score tracker
Identity protection
Personal finance tools

Find the right service for you

Call 1-855-255-0139
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