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Los Angeles, California

Credit Repair

Start working toward better credit

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Proven Credit Repair Results

Over the past decade, John C. Heath, Attorney at Law, PC, dba Lexington Law has helped thousands of clients throughout the Los Angeles and greater California area with our credit repair services. Across the country, our clients have the removal of millions of unfair, inaccurate and unsubstantiated negative items from their credit reports.

What Our Los Angeles Clients are Saying

"Lexington Law helped me so much with my credit. I'm able to get things I couldn't get before I started with them! "

– Stephanie B. Los Angeles

"Lexington is the best! I've been tracking my score and it just keeps rising. "

– Veronica M. Los Angeles

"Lexington handled my case in a quick and sufficient timely manner. They treated me like a normal person even though I had a bad credit background. "

– Leonardo G. Los Angeles

The Impact of Bad Credit

Having a good credit history is not only important when getting approved for a mortgage or securing a car loan. It determines the percentage rate you have to pay back on loans and other types of credit. Lenders in Los Angeles use a credit risk model that raises the true cost of a loan when a borrower has a low credit score. If you are looking to buy a home, car, or even just managing your credit card, here is how much extra money a low credit score can cost you.

Cost of a Home Mortgage

Average cost of a car in Los Angeles: $717,583

Monthly mortgage payment with a 640 credit score:

$3,521

Monthly mortgage payment with a 750 credit score:

$3,188

Payments based on a 30-year fixed mortgage.

Cost of a Car Loan

Average cost of a car in Los Angeles: $22,037

Monthly car payment with a 640 credit score:

$560

Monthly car payment with a 750 credit score:

$499

Payments based on a 48-year fixed mortgage.

Cost of Credit Card Debt

Average cost of credit card debt in Los Angeles: $4,608

Minimum monthly payment with a 640 credit score:

$122

Minimum monthly payment with a 750 credit score:

$111

Example results are accurate as of 11/4/19. Calculators are a tool provided to users to assist in making financial decisions. The results and accuracy are based on the information you enter. Because getting a loan is based on many factors in addition to your credit report and credit score, such as, credit utilization, financial situation, loan amount, loan term, loan usage, general economic conditions, and other underwriting criteria, Lexington Law cannot guarantee you will get a loan even if your report and score improve.

More than one in five credit reports contain a mistake, impacting 40 million consumers nationwide

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1. Personalized Credit Report Consultation
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2. Free TransUnion FICO© Credit Score
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3. Free TransUnion Report Summary

Learn more with a FREE credit report consultation

Call 1-855-255-0139

Our Repair Process

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1. Credit Report Analysis

We obtain your credit reports and create a plan targeting your questionable negative items affecting your credit score.

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2. Credit Disputing

Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf.

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3. Dispute Escalation

For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented.

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4. Credit Mentoring

Through the online portal and app, we offer 24/7 access to your credit score analysis and credit counseling solutions to help you reach your credit goals.

Learn more with a FREE credit report consultation

Call 1-855-255-0139

Find the right service for you

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service levels

We offer services to fit every budget and credit situation
Most Popular
PremierPlus
Advanced
Bureau challenges
Creditor interventions
InquiryAssist
Score analysis
ReportWatch
TransUnion® alerts
Cease & desist letters
FICO® score tracker
Identity protection
Personal finance tools
Concord Premier
Moderate
Bureau challenges
Creditor interventions
InquiryAssist
Score analysis
ReportWatch
TransUnion® alerts
Cease & desist letters
FICO® score tracker
Identity protection
Personal finance tools
Concord Standard
Basic
Bureau challenges
Creditor interventions
InquiryAssist
Score analysis
ReportWatch
TransUnion® alerts
Cease & desist letters
FICO® score tracker
Identity protection
Personal finance tools
Service Level
PremierPlus
Advanced
Concord Premier
Moderate
Concord Standrd
Basic
Most Popular
Challenges
Intervention
Inquiery Assist
Score Analysis
Report Watch
TU Alerts
Cease & Desist
$100 value for $20 more than Concord Premier
FICO® Tracker
ID Protection
Finance Tools

Meet Our Los Angeles Lawyer

Lexington Law is proud to offer credit repair services for Los Angeles.

All of our services are available online, at any time.


Adam Fullman

Adam Fullman

Directing Attorney

Adam C. Fullman spent his early legal career in medium and smaller firm settings, specializing in insurance matters. Mr. Fullman found that he most enjoyed representing consumers against insurance companies, but the heavy defense nature of the firms he worked for required that he spend most of his time representing the insurance companies themselves. Therefore, he decided to seek out opportunities to represent consumers in other areas....

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