How It Works
Ever since consumer protection statutes made credit repair possible, creditors have been working to make it complicated and difficult. Our firm's 26 years of experience fighting for consumers have helped us develop tools and strategies to make things easier for you — the way it should be.
The Lexington Law Process
Once you engage our firm, we help you obtain your credit reports from the three major credit bureaus: TransUnion, Experian and Equifax. Since each client's case is unique, we will collect specific information regarding your particular circumstances for each item in question.
The attorneys and paralegals assigned to your case will review your credit reports and then direct appropriate correspondence to your creditors and the credit bureaus. Your credit report items are carefully triaged and matched with just the right credit repair strategies as applicable to your case.
Credit Score Analysis
Our Concord Premier clients receive a personalized credit score improvement analysis each month, including targeted information that may help to raise their credit scores. In addition, paralegals are available by phone, email, or website chat to provide helpful coaching regarding additional credit score enhancing tips.
Follow-up and Escalation
Draw upon Lexington Law's 26+ years of experience to work with you on which federal statutes to leverage in order to defend your case. Be sure to send us any responses you may receive from the credit bureaus or creditors. You can track your case and monitor your results 24/7 with our easy to use website and mobile app.
FCRA (Fair Credit Repair Act) Affords consumers protection against disorganized credit bureau records.
FCBA (Fair Credit Billing Act) Is designed to keep your creditors in line regarding how they treat their customers.
FDCPA (Fair Debt Collection Practices Act) Places limits on how 3rd party debt collectors behave.
Call for a free credit report summary & consultation1-888-596-4997