Proven Credit Repair Results
Lexington Law has worked to help thousands of clients in Mississippi with our credit repair services. We are eager to continue fighting for a fair and accurate credit report for all.
Across the country, Lexington Law clients have seen millions of unfair, inaccurate and unsubstantiated negative items removed from their credit reports. As trusted leaders in credit repair, we've helped clients challenge nearly every credit problem, including bankruptcies, tax liens, late payments, collections and more.
How Does Your Credit Score Compare?
Credit Score Averages Across Mississippi:
|Jackson||Average Credit Score|
|Biloxi||Average Credit Score|
What's Your Credit Costing You?
Mississippi’s median credit score of 647 puts the state as the lowest in the nation. The state has the eighth-highest number of late payments, the highest mortgage delinquency rate (4.5%), the highest rate of auto loans that are 90 days late, the tenth-highest mortgage loan rate (4.9%) and the ninth-highest number of personal bankruptcy filings per capita. On top of all of that, Mississippi has the highest rate of poverty in the nation. All of these things can have a negative impact on credit and finances, making it difficult to qualify to rent or buy a home.
how credit repair worksIn four easy steps
We obtain your credit reports and create a plan targeting the questionable negative items affecting your credit score.
Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf.
For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented.
Through the online portal and app, we offer 24/7 access to your credit score analyses' and credit counseling solutions to help you reach your credit goals.
meet our Mississippi lawyers
Lexington Law is proud to offer credit repair services for Mississippi. All of our services are available online or on your phone, at any time.
OF COUNSEL TO LEXINGTON LAW
Joseph Patrick Frascogna was born and raised in Jackson, Mississippi. Mr. Frascogna was educated in Catholic and Episcopal schools in his hometown before leaving for college in Southern California. In 1985 he earned a Bachelors of Science degree in geology from the University of California at Los Angeles (UCLA). After his graduation from UCLA he studied the German language abroad at the prestigious Goethe Institute in Munich.
Upon his return to the United States Mr. Frascogna was invited to join the Washington, D.C. staff of United States Representative William M. Thomas of California. As one of four legislative advisors to Congressman Thomas, Mr. Frascogna was responsible for constituent services and congressional testimonies for issues related to the United States Departments of Transportation, Energy, Forest Service, and of the Interior, including the Bureaus of Land Management, Reclamation, and Indian Affairs.
Mr. Frascogna left Washington in 1987 to return to his hometown to be with his beloved father before his passing that same year. In 1990 he earned his law degree from the Mississippi College School of Law in Jackson. Mr. Frascogna began his career working as an assistant Public Defender for Hinds County, Mississippi where he gained extensive trial and courtroom experience during his three-year tenure. Afterward, he entered private practice and soon thereafter began handling consumer law cases. More than a decade later, Mr. Frascogna has now handled thousands of consumer law cases including a substantial number of those through litigation in the Federal Courts under either the Fair Credit Reporting Act (FCRA) or Fair Debt Collection Practices Act (FDCPA).
Mr. Frascogna is a staunch advocate for the rights of the consumer, especially when those rights are disregarded by careless, often arrogant and, occasionally, cavalier, attitudes in the credit reporting and debt collection industries. He is married to his lovely wife, Lisa, having one son together, Joseph Franco.
Attorney Eleanordawn Hughes brings a plethora of expertise to her practice. After receiving her BA in Psychology and Sociology from the University of Connecticut in 1996, she went on to receive her Juris Doctorate from Quinnipiac University School of Law in 2001.
In addition to her education, in 2010 Ms. Hughes was appointed 1LT in the United States Army Reserve as a Judge Advocate and graduated from the Judge Advocate General's School the same year. Ms. Hughes is currently a CPT in the Army Reserve.
Ms. Hughes just came off of a 25 month deployment working for the Office of Soldiers Counsels where she acted as counsel for the Medical Evaluation Board (MEB) and a Physical Evaluation Board (PEB). While on Active duty orders Ms. Hughes represented Soldiers undergoing Medical Evaluation Boards and Physical Evaluation Boards. She worked with non-lawyer assistants on maintaining client contacts and records, while researching legal and factual issues. She provided legal assistance to Soldiers in the APDES/IDES appeal process and assisted her Soldiers in making decisions in the election of a formal board where she represented their interest.
Ms. Hughes specializes in criminal law, family law, mediation, and adoption law, and is licensed to practice in Connecticut, Utah, Washington, Wisconsin, Missouri, Wyoming, Mississippi, Oklahoma and Hawaii.
what our Mississippi clients are saying
"Lexington is amazing. Great teamwork, always very nice and sweet. I love this company and I told some of my friends and families about the wonderful and great experience it is to work with them."
– Jimmy Pearl, MS
"It has really been a beneficial experience. I was able to purchase a home by working with this company. "
– Maryann Yazoo City, MS
"I was referred by a client and I am more than happy with the results so far. "
– David Tupelo, MS