Credit Repair for South Carolina
Trusted leaders in credit repair for a reason
Credit repair services in South Carolina
South Carolina, the Palmetto State, is an amazing place to live and home to some of the most delicious Southern cuisine in the country. Like many other states, the South Carolina economy was hit hard in 2020. During an economic downturn, many people accumulate debt, which can begin to harm their credit. Once your credit score decreases while your debt accumulates, getting back on the right track can be difficult.
South Carolina is currently ranked 22nd for the highest average credit card debt in the United States, with residents having an average of almost $6,000 worth of credit card debt. Credit card debt can lead to missed or late payments, and these derogatory marks can harm your credit. In some cases, you may be up to date on your credit card payments, but due to a reporting error, your credit can drop.
If your credit has taken a hit and you want to improve it and challenge the errors on your credit report, Lexington Law Firm can help. We have years of experience helping the residents of South Carolina with credit repair services. Our team of credit professionals are experienced in consumer law, and we’ll communicate with the bureaus on your behalf. In addition to challenging credit report errors, we provide credit education services to help you maintain good credit and improve your overall financial health.
Credit Across the Country *
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With the availability of working through the US, Lexington Law can provide credit repair in South Carolina.
Don't wait—you deserve a second chance at credit
How Does Your Credit Score Compare?
Credit Score Averages Across South Carolina:
Not sure how your score measures up?
More than one in five credit reports contain a mistake, impacting 40 million consumers nationwide
South Carolina residents, call Lexington Law for a:
What's Your Credit Costing You?
South Carolina has the third highest number of late payments in the nation, the Seventh-highest number of payday loans in the U.S., The fifth-highest number of auto loan debts that are 90 or more days delinquent and the ninth-highest poverty rate in the nations.
Aside from that, South Carolina a mortgage delinquency rate of 2.7 percent, which is .8 percent higher than the average rate in the U.S.
how credit repair worksIn four easy steps
We obtain your credit reports and create a plan targeting the questionable negative items affecting your credit score.
Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf.
For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented..
Through the online portal and app, we offer 24/7 access to your credit score analyses' and credit counseling solutions to help you reach your credit goals.
Low cost legal services
Lexington Law Firm advocates for you, using
powerful legal strategies to fight the injustice in your credit reports.
Our premium service
- Skilled lawyers and paralegals
- Challenges to all three credit bureaus
- Monthly Transunion FICO® score updates
- Personalized score improvement strategies
- $1M coverage in identity theft insurance
what our South Carolina clients are saying
"Lexington is very helpful, I'm spreading the word to everyone!"
– Akeem Florence, SC
"Lexington Law provides excellent and professional customer service."
– TaCara Simpsonville, SC
"I am very pleased with my results as a client and I'm happy to know that I am just steps away from good credit."
– Lois Edgefield, SC