How Long Does Credit Repair Take?
May 3, 2019
It would be inappropriate for Lexington Law or any other law firm to promise a particular case outcome during a definitive time frame. In other words, because so much depends upon third parties like creditors and credit bureaus, and because each client case is unique, we can’t predict whether any specific credit report item will ultimately be corrected.
What we can promise, however, is to complete the promised work each month — sending appropriate creditor interventions and bureau challenges, preparing applicable monthly credit score improvement analyses, and making sure that other service features you have engaged are provided.
Average Client Results
We can also provide you with information regarding what kinds of credit report outcomes our past clients have seen. As is true in all legal matters, no two cases are the same and your experience may differ. Statistically, our clients have seen impressive credit report results, with an average of 10.2 items, or 24% of their representing negatives, removed within 4 months.** Again, the progress of your case will depend on your timely participation (keeping us updated when you have additional information), the nature of your case, and the level of third-party (creditors, debt collectors, bureaus) cooperation. No law firm can promise a particular result within a certain time frame since every case and credit report is different.
Be wary of any credit repair company that guarantees to "clean up your credit in 30 days".
Not only is it illegal to guarantee results for credit repair, but it is also impossible to predict final actions and decisions of creditors, debt collectors, and credit bureaus.
**Average results for Concord-level clients who submitted updated reports quarterly for one year. Your results will vary.