Who looks at my credit report?
With the passing of each year, your credit report seems to be used more and more often as a yard stick to measure your character. Prospective creditors, almost without exception, review at least one of your credit reports before granting you credit.
Today it is increasingly common for insurance companies to review your credit before extending auto or health insurance. Many employers also check your credit before they consider you for a position. If you rent, you may have already been through a credit check to determine your worthiness as a renter.