Common Questions

Can deleted items reappear on my credit report?

On occasion, a negative listing that was recently deleted may eventually be verified by the creditor. The Fair Credit Reporting Act requires that the credit bureau inform you before they re-report a previously deleted listing. The FCRA also makes it more difficult for credit bureaus to re-report listings. Because of these factors, it is fairly rare for listings to come back on once they’ve been deleted.

If a questionable credit item is verified at a later point in time, Lexington will help you challenge the listing again if there are legitimate grounds to do so.



 
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