Do you need updated credit reports?
Our ability to help you delete questionable negative items is dependent on having up-to-date credit reports. Without copies of your current credit reports we are somewhat limited in what we can do to progress a client's case because we need to know the status of previously disputed items before crafting the next round of disputes.
For example, if we do not know that a questionable negative item has been deleted and we dispute the same item again, it can slow the process and increase the time until you see your desired results. In addition, if in response to a dispute the credit bureaus deny an investigation or request additional information, Lexington Law requires this response in order to craft the next round of disputes.
The credit bureaus may send you more information than just your credit reports.
We ask that you forward all correspondence from the credit bureaus as each item may be useful in handling your individual case.
Clients who are quick to send in their updated credit reports will get the most value out of the service.
The less time we spend waiting for your reports, the faster we can get to work on the credit repair process.