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Don't Let Bad Credit Cost You.
Some credit cards just aren't worth it. Do better - repair your credit score.
Some credit cards just aren't worth it. Do better - repair your credit score.
Some Credit Cards Are Just Plain Bad.
Ever heard of a "bad credit credit card?" Or have you ever typed, "credit cards for people with poor credit" into Google? If so, don't feel bad. Just do something about it! There's a better way to address your credit than settling for a bad card - correct it. Let the advisors at Lexington Law use our experience, tools and knowledge to help.
  • BAD CREDIT WILL COST YOU
  • HIGH APR VS. LOW APR
  • CREDIT MIX

BAD CREDIT WILL COST YOU

Keep that bad card out of your wallet

If you have bad credit, you can still get a credit card. But is it worth it? The cards you could qualify for typically require high setup fees or monthly fees that just don't stop. And sometimes, they don't even report your positive credit activity to the credit bureaus. There's a better way to deal with your credit.

HIGH APR VS. LOW APR

Low credit score equals high APR

Do Annual Percentage Rates of interest confuse you? You're not alone. But here's a rule of thumb: typically the lower your credit score, the higher your interest rate (and vice-versa). When you're looking at a credit card, make sure you understand the interest rate. Chances are, the card isn't in your best interest.

CREDIT MIX

Good credit takes the right ingredients

Your credit report is made up of all of your credit accounts, including credit cards, retail accounts, mortgage loans and more. In calculating your score, creditors look at all parts of those accounts: credit history (charge offs, late payments, collections); credit balances (how much your overall debts are); credit history (how long you've hard credit cards or other forms of debt); and types of credit (credit cards, installment loans, mortgages.). As luck would have it, credit cards are an important part of the mix, so if you don't have a great credit history on your cards, late payments, collections, charge-offs, or high balances, you're likely to have a lower credit score.

Taking The First Step To Better Credit Is Easier Than You Might Think.
As a law firm with a history of doing credit repair, we have the tools and knowledge to help you improve credit score, take advantage of lower APRs and qualify for better credit cards. Get on the path to a better financial future.

1It starts with a call

Contact the Lexington Law and learn how credit reports can be affected by inaccuracies and how you have the right to challenge them. Plus, get a free credit report and a consultation to help you get a handle on your score.

2Out with the untrue

If your report contains false and unfair items, you have a right to dispute and challenge them. Make sure your report shows your history accurately.

3Don’t be held back

If you are content with high interest rates and simply hoping that someday you’ll be able to purchase the home or car of your dreams, you don’t need our help, but if you are looking to improve your credit, find out how we can help you on the way to a better credit future.

4We’ll fight for you

If credit repair was a boxing match, you’d want an attorney to fight for your rights. We’ll use all of our resources to fight for your right to a fair credit profile that improves your opportunities in this credit-based economy.

Start Confronting Your Credit Problems Today.
Join the hundreds of thousands who have worked with Lexington. Call or click for your free report and credit score and get on the path to find solutions to your credit needs.