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40 points on your credit could cost you $40,000 on a 30-year mortgage
Challenge questionable items with bureaus
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"It's only been three months and reports on my credit have started to fall off." - George

How much will a negative item hurt my credit score?

According to CreditCards.com and CNNMoney, even a single negative on your credit could cost you over 100 points.
Negative item
Score Decrease
Late payment
up to 110 points
Debt settlement
up to 125 points
Foreclosure
up to 160 points
Bankruptcy
up to 240 points
Collection
up to 110 points
Hard inquiry
up to 15 points
Negative items on your credit could cost you thousands of dollars in higher interest rates, or you could be denied altogether.
Lexington Law can help Call 1-833-814-2000
Call for your free credit report summary. 1-855-255-0139

Give us a call to get started today.

When you call, we’ll provide you with a:

  • Free personalized credit consultation
  • Free access to your TransUnion report summary
  • Free credit report review
  • Free score evaluation and recommended solution
Give us a call today. 1-855-255-0139

Repair your credit. Regain your confidence.

Join over one million people who use Lexington Law to repair their credit.

Put your trust in good hands.

Our experienced attorneys and paralegals are trained in consumer protection laws, helping you resolve items on your credit report in the fastest and most effective way possible.

Get on the right track.

Every credit situation is unique—that’s why we’ve created Focus Tracks, a personalized solution that targets one of five main areas: medical expenses, student loans, military service, divorce, and identity theft.

Stay in the know.

Keep track of changes and updates on your credit reports—any time, anywhere with 24/7 credit monitoring, alerts, and expert advice, so you know exactly what’s impacting your credit, and how.

Three ways to repair your credit.

We have a credit repair solution for every need.
Concord Premier
Most Popular
  • Bureau Challenges
  • Creditor Interventions
  • InquiryAssist
  • Score Analysis
  • ReportWatch
  • TransUnion® Alerts
PremierPlus
  • Bureau Challenges
  • Creditor Interventions
  • InquiryAssist
  • Score Analysis
  • ReportWatch
  • TransUnion® Alerts
  • Cease & Desist Letters
$100 value
  • FICO® Score Tracker
  • Identity Protection
  • Personal Finance Tools
Concord Standard
  • Bureau Challenges
  • Creditor Interventions
 
PremierPlus
Concord Premier
Concord Standard
 
Bureau Challenges
x
x
x
Creditor Interventions
x
x
x
InquiryAssist
x
x
 
Score Analysis
x
x
 
ReportWatch
x
x
 
TransUnion® Alerts
x
x
 
Cease & Desist Letters
x
 
 
$100 value for $20 more than Concord Premier
FICO® Score Tracker
x
 
 
Identity Protection
x
 
 
Personal Finance Tools
x
 
 
Call now to see which service is right for you: 1-855-255-0139

*$50 discount is part of a Friends and Family discount program. Signup with a friend or family member and you’ll both save $50 off your first payment – a combined savings of $100. Military members can save $50 off first months payment. Discounts may vary by state.