40 points on your credit could cost you $40,000 on a 30-year mortgage*

  • Challenge questionable items with bureaus
  • Take action with creditors

Call for a free credit report consultation

Call 1-844-780-0044

Find out how much you could save by repairing your credit

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How much will a negative item hurt my credit score?

According to CreditCards.com and CNNMoney, even a single negative on your credit could cost you over 100 points.
Negative item
Score Decrease
Late payment
up to 110 points
Debt settlement
up to 125 points
Foreclosure
up to 160 points
Bankruptcy
up to 240 points
Collection
up to 110 points
Hard inquiry
up to 15 points
Negative items on your credit could cost you thousands of dollars in higher interest rates, or you could be denied altogether.
Lexington Law can help Call 1-833-814-2000

Give us a call to get started today

FREE
Credit score
FREE
Credit report summary
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Recommended credit solutions

Call for a free credit report consultation

Call 1-844-780-0044

Service Levels

We offer services to fit every budget and credit situation
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Aggressive credit repair
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Bureau challenges
Creditor interventions
InquiryAssist
Score analysis
ReportWatch
TransUnion® alerts
Cease & desist letters
FICO® score tracker
Identity protection
Personal finance tools
Moderate credit repair
Concord Premier
Bureau challenges
Creditor interventions
InquiryAssist
Score analysis
ReportWatch
TransUnion® alerts
Cease & desist letters
FICO® score tracker
Identity protection
Personal finance tools
Basic credit repair
Concord Standard
Bureau challenges
Creditor interventions
InquiryAssist
Score analysis
ReportWatch
TransUnion® alerts
Cease & desist letters
FICO® score tracker
Identity protection
Personal finance tools
Service Level
PremierPlus
Advanced
Concord Premier
Moderate
Concord Standrd
Basic
Best Value
Challenges
Intervention
Inquiery Assist
Score Analysis
Report Watch
TU Alerts
Cease & Desist
$100 value for $20 more than Concord Premier
FICO® Tracker
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Finance Tools

Find the right service level for you

Call 1-844-807-8534

*$50 discount is part of a Friends and Family discount program. Signup with a friend or family member and you’ll both save $50 off your first payment – a combined savings of $100. Military members can save $50 off first months payment. Discounts may vary by state.