What is a balance transfer and how does it work?

Balance transfer credit cards allow you to move or consolidate debts, often saving you money with lower interest rates. Learn…

1 year ago

How to rebuild your credit after a debt settlement

Debt settlements can be taxing in many ways, especially on your credit. Here are several ways to rebuild credit after…

1 year ago

What is credit mix and how much does it impact credit?

Credit mix refers to the different types of credit accounts a person has open at any given time. Managing a…

1 year ago

Does getting denied for a credit card hurt your credit score?

Although getting denied on a credit card application doesn’t impact your score, the hard inquiry from applying may temporarily hurt…

1 year ago

What is a credit limit and which factors affect it?

A credit limit gauges the amount of money a person can borrow from a financial institution. Many factors can affect…

1 year ago