Why did my credit score drop after paying off debt?

Your credit score may have dropped after paying off debt due to a decrease in your credit age, a decrease…

2 years ago

Credit freeze vs. credit lock: differences and action steps

Credit freezes and credit locks both help prevent identity theft. Discover their differences, plus actionable steps to take for each…

2 years ago

What is purchase APR for credit cards and how to lower yours

A purchase annual percentage rate (APR) can impact your credit score and financial well-being. Learn what an APR is, how…

2 years ago

Soft vs. hard credit check: Everything you need to know

Soft and hard credit checks, while similar, have key differences. Learn how a soft vs. hard credit check impacts your…

2 years ago

What is the 28/36 rule? Understanding your mortgage options

If you’re considering a mortgage, you’ve probably heard of the 28/36 rule. Take a look at what it is and…

2 years ago