The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information.
Before the 1960’s, consumer rights were practically nonexistent. Consumers had little access to legal protection or tools to defend themselves against deceptive business practices or faulty products. Further, the process of credit repair was illusory at best. Fortunately, the rapid nature of consumerism created a wave of legislation and policy.
Credit monitoring for minors can help prevent child identity theft. Read on for fraud prevention…
The credit score needed to rent an apartment varies between landlords. A good credit score…
You can get student loans for bad credit by applying for federal student loans or…
Your debt-to-income ratio is your total monthly debts divided by your gross monthly income. Lenders…
Utilities aren’t usually reported to credit bureaus but can affect credit. Learn how to add…
Revolving credit and installment credit accounts can both help and hurt your credit, depending on…