Credit Cards

What is a credit card security code? + how to find it

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information.

A credit card security code is a three- or four-digit number printed on your card that adds a layer of protection for your card data.

Credit card security codes are an important security measure that help prevent fraud and identity theft. They add an additional layer of safety when making purchases and help ensure the buyer is, in fact, the cardholder.

These security codes—often called a CVV, short for “card verification value”—are three- or four-digit codes located directly on your credit card. You’ll likely be asked for your CVV when making card-not-present transactions, such as those made online and over the phone.

Below, we detail where to find credit card security codes, how they work and why they’re important for consumer protection.

Table of contents

  • Where to find your card security code
  • Other names for credit card security codes
  • Why are credit card security codes important?
  • When should you share your card security code?
  • How to keep your card security code safe

Where to find your card security code

The location of your CVV depends on the credit card issuer. Your code will either be on the front of your card above your card number or on the back of your card to the right of your card number.

Issuer Security code length Where to find the code
American Express 4 digits Front of the card
Visa 3 digits Back of the card
Mastercard 3 digits Back of the card
Discover 3 digits Back of the card
Vince R. Mayr

Vince has considerable expertise in the field of bankruptcy law. He has represented clients in more than 3,000 bankruptcy matters under chapters 7, 11, 12, and 13 of the U.S. Bankruptcy Code. Vince earned his Bachelor of Science Degree in Government from the University of Maryland. His Masters of Public Administration degree was earned from Golden Gate University School of Public Administration. His Juris Doctor was earned at Golden Gate University School of Law, San Francisco, California. Vince is licensed to practice law in Arizona, Nevada, and Colorado. He is located in the Phoenix office.

Recent Posts

What is a FICO® credit score, and how is it calculated?

A FICO credit score is a three-digit number that indicates your creditworthiness to lenders. The…

3 days ago

How much does being an authorized user affect your credit?

How much does being an authorized user affect your credit? Learn how to build credit…

4 days ago

What is variable APR?

Variable APR is when your credit card has an annual percentage rate that may change…

4 days ago

What is a hard credit inquiry and how can it affect credit?

A hard credit inquiry occurs when a lender reviews your credit report. Applying for new…

1 week ago

American spending habits by generation for 2024

American spending habits reflect a move toward smarter spending and more saving as the cost…

2 weeks ago

APR vs. interest rate: key differences

Understanding the difference between APR vs. interest rate can help you find the best loan…

3 weeks ago