Pay for delete letter template + sample for credit repair

A pay for delete letter is a negotiation tool to have negative information removed from your credit report. Use our…

12 months ago

What happens if you have a bad credit score?: 7 potential side effects

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice.…

12 months ago

Does a business credit card affect your personal credit score?

Business credit cards may affect your personal credit score, depending on the card. Most card issuers will only report to…

12 months ago

What is a statement credit + reasons you might have one

A statement credit is money credited back to your credit card account, decreasing your balance. It's usually the result of…

12 months ago

What is an installment loan, and should I use it?

An installment loan consists of a lump sum of money you repay over time. Auto loans, personal loans and mortgages…

1 year ago