What is alternative credit data?

If you have a nonexistent credit profile or a low credit score, you may benefit from alternative credit data. Learn…

1 year ago

How minimum monthly credit card payments affect your credit

Learn how your minimum credit amount is calculated, how paying just the minimum payment on your credit card impacts your…

1 year ago

What is a “609 dispute letter” and does it work?

A 609 letter is sold as a way to remove marks from your credit report, but there’s no evidence suggesting…

1 year ago

Do you have to file a dispute with all three credit bureaus?

A successful dispute can help raise your credit score. But should you file multiple disputes at once?

1 year ago

Statute of limitations on debt collection by state

Each state places a statute of limitations on debt to limit the amount of time creditors and collection agencies can…

1 year ago