Pay for delete letter template + sample for credit repair

A pay for delete letter is a negotiation tool to have negative information removed from your credit report. Use our…

1 year ago

What happens if you have a bad credit score?: 7 potential side effects

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice.…

1 year ago

Does a business credit card affect your personal credit score?

Business credit cards may affect your personal credit score, depending on the card. Most card issuers will only report to…

1 year ago

What is a statement credit + reasons you might have one

A statement credit is money credited back to your credit card account, decreasing your balance. It's usually the result of…

1 year ago

What is an installment loan, and should I use it?

An installment loan consists of a lump sum of money you repay over time. Auto loans, personal loans and mortgages…

1 year ago