What is variable APR?

Variable APR is when your credit card has an annual percentage rate that may change based on market conditions. A…

1 year ago

What is a hard credit inquiry and how can it affect credit?

A hard credit inquiry occurs when a lender reviews your credit report. Applying for new credit cards and loans will…

1 year ago

American spending habits by generation for 2024

American spending habits reflect a move toward smarter spending and more saving as the cost of living remains high. Online…

1 year ago

APR vs. interest rate: key differences

Understanding the difference between APR vs. interest rate can help you find the best loan for you. Learn more about…

1 year ago

When should I pay my credit card bill?

According to FICO®, payment history makes up 35 percent of your credit score. Learn when you should make payments and…

1 year ago