The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information.
The information presented in this comparison is solely based on the information provided by the service’s website as of February 2023, not actual customer experiences with either company. Please also note that these two companies are separate from and unaffiliated with each other. For any questions on the information in this article, we encourage you to visit the service’s website or contact a representative.
When you’re in the process of rebuilding your credit, you might want to enlist a credit repair company to help alleviate some of the stress. Lexington Law and Sky Blue Credit have decades of experience helping customers reach this goal. But should you choose Lexington Law Firm or Sky Blue Credit?
In our comparison guide, you’ll learn about each organization’s services, prices and unique offerings. We’ll also go over what previous clients have said about their experience with each organization, as well as the additional resources each provides.
Lexington Law Firm and Sky Blue Credit offer credit repair services that help clients address inaccurate negative marks on their credit reports and work to improve their credit. Here are a few of the services both companies offer.
Sky Blue Credit offers their services within one package as opposed to splitting them into tiers. However, they do not offer upgrades or any additional services beyond the primary package. Let’s review Sky Blue Credit’s services below.⁴
Lexington Law provides different tier levels of credit repair services to help folks receive the help they need. Let’s take a look at the different types of credit repair services Lexington Law offers.
We know cost is a primary concern for folks looking to repair their credit. Now that you are more familiar with the services of Lexington Law vs. Sky Blue Credit, let’s take a look at prices.
Sky Blue Credit offers a payment structure where it is free to sign up, but you then pay a “Review/Setup Fee” of $79 that’s due six days later.⁵ Their 90-day guarantee offers lower rates, and you may receive a discount if you are a couple or if you are pausing your membership. Check out the rates below for individuals and couples.
Each tier level we offer at Lexington Law increases by $20. We try to give you the most bang for your buck, which is why we offer options for all budgets. Here are the monthly rates for our credit repair services.
Results from a credit repair company’s services include not only how many items are removed from your credit reports but also how long those removals take.
However, it’s helpful to understand that the results typically depend on each client’s personal situation. There are many variables that contribute to repairing someone’s credit. Below are the self-reported results from Lexington Law and Sky Blue.
Since 2004, we have helped our clients repair their credit and get back to financial growth. Here are a few real results of our hard work.
Unfortunately Sky Blue Credit does not share data with the public right now. It’s also important to note that Sky Blue Credit does not guarantee results if you choose to use their credit repair services—but they do offer a 90-day refund from the day you enroll if you are not satisfied.³
Most TransUnion® credit scores are updated within 45 days, which is about enough time to see some results from Sky Blue Credit.
In addition to credit repair, there are alternative solutions to help you repair credit faster, but results will vary.
It’s one thing to read about the services, prices and results of credit repair cases, but what about customer reviews? Below are a few Sky Blue Credit vs. Lexington Law customer reviews from folks who have worked with each service.
With over three decades of experience, it’s no wonder so many customers have something to say about their time with Sky Blue Credit. Here are a few real customer reviews from folks who have worked with Sky Blue Credit.⁷
Lexington Law has worked with hundreds of thousands of individuals since 2004. Check out some of the customer reviews below to learn more about what it’s like to work with us.
Testimonials represent the results of the particular individual and you should not expect the same result, because your case is different from everyone else’s. Lexington Law promises only to communicate with creditors on your behalf and in your name, verify report changes with bureaus and provide you timely information about changes in your reports.
Customer service is a huge part of working with a credit repair company. When you place your financial situation in the hands of others, you should expect a high level of service. Here are a few things to keep in mind when choosing between Lexington Law vs. Sky Blue Credit.
Sky Blue Credit works diligently to ensure they are providing high-quality customer service. Customers can reach their team of professionals via phone, online via form or good ol’ snail mail.⁶
Our customer service here at Lexington Law is top-notch, with professionals ready to answer any and all questions you may have. Our team is here to help via phone call, via the feedback form on our website or through your membership dashboard.
Still not sure if you should choose Lexington Law or Sky Blue Credit? Check out this quick recap of how each service stacks up against the other.
Sky Blue Credit and Lexington Law help with essential credit repair services like disputes and score analysis, but our team of in-house attorneys can help you navigate the more technical issues. You can also choose a tier plan with Lexington Law that best suits your needs instead of paying for unnecessary services.
The starting rate for Lexington Law is typically $99.95 per month—whereas individual plans per month for Sky Blue Credit are $79 or $119 per month for a couple.
Both credit repair companies have positive reviews from customers, along with third-party reviewers.
Sky Blue Credit has been around since 1989, and Lexington Law has been in business since 2004.
If you need credit repair assistance and believe Lexington Law Firm is the right fit for you, our team of legal consultants are standing by and ready to help.
Note: Articles have only been reviewed by the indicated attorney, not written by them. The information provided on this website does not, and is not intended to, act as legal, financial or credit advice; instead, it is for general informational purposes only. Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client or fiduciary relationship between the reader, user, or browser and website owner, authors, reviewers, contributors, contributing firms, or their respective agents or employers.
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