The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure for more information.
Credit health is illusive without the proper tools. In addition to our services, there are several preemptive and free ways to get serious about financial improvement in the New Year. Begin by taking advantage of the following resources. They will help you on the path to stability.
Credit repair fix: Review your reports carefully, highlighting any information that is incorrect, outdated or suspicious. Clean credit requires correct information, and identifying the errors is the first step.
Credit repair fix. Personal habits are the cornerstone of credit health, and it’s important to understand how yours affects scoring. Take advantage of free education and commit to learning more about credit. The result will help you adopt score-boosting behaviors.
Credit repair fix. Installment debt can make or break your score. Do the math by using a free loan calculator. Tangible numbers will help you determine whether to take the next step.
Credit repair fix: Make the most of your assets this year by creating a budget and sticking with it. Download our free template here. Financial management will help you maintain a low credit utilization ratio and debt-to-income ratio while also using your funds to open new accounts that can boost your credit score.
Credit repair fix. Debt reduction is a defining factor in credit scoring. If you are serious about improvement, don’t miss an opportunity to save. A few coupons could stand between you and much-needed credit score points.
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