Trusted leaders in credit repair for a reason

Start working toward better credit

Proven credit repair results

Lexington Law has provided credit repair services to thousands of clients in New York. We are eager to continue fighting for a fair and accurate credit report for all.

Across the country, Lexington Law clients have seen 1.5 million unfair, inaccurate and unsubstantiated negative items removed from their credit reports. As a trusted leader in credit repair, we’ve worked on behalf of our clients to challenge nearly every kind of credit problem, including inaccurate or unfair bankruptcies, tax liens, late payments, collections and more.

Let us review your credit report and identify how our credit repair process can help you on your journey to achieving good credit. Along the way, we will also help you better understand things like your credit history and how the credit bureaus work. Kickstart your credit repair efforts by calling Lexington Law today.

Credit across the country*

Select a state to view its average score

With the ability to work throughout the U.S., Lexington Law can provide credit repair services in New York.

Don't wait—you deserve a second chance at credit

Learn more with a FREE credit report consultation

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City

Credit Score

Buffalo

672

Brooklyn

576

Bronx

636

Albany

Average Credit Score

What's your credit costing you?

Because New York has an average home cost of $346,328 and the highest average mortgage rate in the U.S., bad credit caused by inaccurate and unfair items could be costing you thousands of dollars on a mortgage—and your financial freedom. New York also has the fourth-highest amount of credit card debt in the nation ($58.1 billion total), the fourth-highest cost of living and the second-highest average number of credit cards per person (3.34 credit cards).

No matter what your credit situation is, our team is dedicated to helping you. Credit restoration starts here.

How credit repair works

Step 1

Credit report analysis

We obtain your credit reports and create a plan targeting the questionable negative items affecting your credit score.

Step 2

Credit disputing

Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf.

Step 3

Dispute escalating

For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented.

Step 4

Credit mentoring

Through the online portal and app, we offer 24/7 access to your credit score analyses' and credit counseling solutions to help you reach your credit goals.

Learn more with a FREE credit report consultation

Get started Or sign up online >>

Low cost legal services

Our premium service

Skilled lawyers and paralegals

Challenges to multiple credit bureaus

Monthly TransUnion FICO® score updates

Personalized score improvement strategies

$1 million coverage in identity theft insurance

$139.95

/month

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Meet our New York Lawyer

John C. Heath

Lead Attorney at Lexington Law

John Heath was born and raised in Salt Lake City, Utah. He received his BA from the University of Utah and his Juris Doctor from Ohio Northern University. While attending law school, John spent a semester abroad in Cairo, Egypt, (through Seton Hall University) where he studied Islamic Law. John became Directing Attorney of Lexington Law Firm in 2004 and stepped down from that role in 2024.

John is admitted to the practice of law in the following states: Utah, Colorado, Washington D. C., Georgia, Texas, and New York.

What our New York clients are saying

"The parlegal was efficient and knowledgeable of the answers to my questions."

- Fayann
Bronx, NY

"Lexington Law has exceeded my expectations by leaps and bounds. I can not thank you enough."

- Rosalind
Cambria Heights, NY

"Lexington stands with the client. The team works together on your case. And anytime time you call to ask for advice or questions, paralegals are cordial and prepared to answer them. I recommend them to all my friends."

- Mark
Schenectady, NY

Credit repair for New York