Proven Credit Repair Results
Lexington Law has worked to help thousands of clients in New York with our credit repair services. We are eager to continue fighting for a fair and accurate credit report for all.
Across the country, Lexington Law clients have seen millions of unfair, inaccurate and unsubstantiated negative items removed from their credit reports. As trusted leaders in credit repair, we've helped clients challenge nearly every credit problem, including bankruptcies, tax liens, late payments, collections and more.
How Does Your Credit Score Compare?
Credit Score Averages Across New York:
|Albany||Average Credit Score|
What's Your Credit Costing You?
With an average home cost of $399,300 in New York, inaccurate and unfair items on your credit could be costing you thousands of dollars on a mortgage. New York also has the fourth-highest amount of credit card debt in the nation ($58.1 billion total), the fourth-highest cost of living and the second-highest average number of credit cards per person (3.34 credit cards). On top of that, the Empire State has the highest average mortgage rate in the U.S. (5.07%) and the tenth-highest amount of student loan debt.
how credit repair worksIn four easy steps
We obtain your credit reports and create a plan targeting the questionable negative items affecting your credit score.
Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf.
For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented.
Through the online portal and app, we offer 24/7 access to your credit score analyses' and credit counseling solutions to help you reach your credit goals.
meet our new york lawyers
Lexington Law is proud to offer credit repair services for New York. All of our services are available online or on your phone, at any time.
John C. Heath
lead attorney at lexington law
John Heath was born and raised in Salt Lake City, Utah. He received his BA from the University of Utah and his Juris Doctor from Ohio Northern University. While attending law school, John spent a semester abroad in Cairo, Egypt, (through Seton Hall University) where he studied Islamic Law.
John has been the Directing Attorney of Lexington Law Firm since 2004. The firm focuses the majority of its practice and representation of its clients in the area of consumer credit report repair. The firm also practices to a smaller degree in the areas of family law (including divorce, paternity and protective orders), criminal law (including juvenile criminal offenses in juvenile court) general consumer litigation (the firm has had a few cases where it has represented consumers that have been the victims of defective design and construction in relation to their homes) and some collection defense on behalf of consumer debtors. The firm also represents some clients on a pro bono basis.
John has served as an attorney mentor through the Utah Bar Attorney Mentorship Program (where he has mentored new attorneys coming into practice in Utah). John is admitted to the practice of law in the following states: Utah, Colorado, Washington D. C., Georgia, Texas, and New York.
OF COUNSEL TO LEXINGTON LAW*
Chris J. Johnson received his Juris Doctorate from the University of North Carolina at Chapel Hill in 1982. The following year Mr. Johnson moved to New York City to become an Assistant District Attorney in Bronx County, subsequently moved to a plaintiff's personal injury firm, and finally established his own private practice in Manhattan in 1987.
Initially concentrating in the field of criminal law, Mr. Johnson is now engaged in a general practice, with an emphasis on criminal and civil litigation. He represents clients in many areas of law, including business litigation, landlord-tenant, and consumer matters.
*John C. Heath, PC d/b/a Lexington Law
what our New York clients are saying
"The parlegal was efficient and knowledgeable of the answers to my questions."
– Fayann Bronx, NY
"Lexington Law has exceeded my expectations by leaps and bounds. I can not thank you enough."
– Rosalind Cambria Heights, NY
"Lexington stands with the client. The team works together on your case. And anytime time you call to ask for advice or questions, paralegals are cordial and prepared to answer them. I recommend them to all my friends."
– Mark Schenectady, NY