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Credit repair for Texas

Trusted leaders in credit repair for a reason

Start working toward better credit
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Proven credit repair results

Lexington Law has worked to help thousands of clients in Texas with our credit repair services. We are eager to continue fighting for a fair and accurate credit report for all.

From Houston, up to Dallas, over to San Antonio and everywhere in between, Lexington Law clients have seen millions of unfair, inaccurate and unsubstantiated negative items removed from their credit reports. As trusted leaders in credit repair, we've helped clients challenge nearly every credit problem, including bankruptcies, tax liens, late payments, collections and more.

Credit across the country*

Select a state to view its average score
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With the availability of working through the US, Lexington Law can provide credit repair in Texas.

Don't wait—you deserve a second chance at credit

Learn more with a FREE credit report consultation
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How does your credit score compare?

Credit score averages across Texas:
City Credit Score
Houston 644
Dallas 636
San Antonio 648
Fort Worth 634
*Source

Not sure how your score measures up?

More than one in five credit reports contain a mistake, impacting 40 million consumers nationwide
Texas residents, call Lexington Law for a:
LEX
FREE personalized credit report consultation
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FREE TransUnion FICO credit score
summary
FREE TransUnion report summary
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What's your credit costing you?

With an average home cost of $283,290 in Texas, inaccurate and unfair items on your credit could be costing you thousands of dollars on a mortgage and interest rates. Texas ranks in the bottom ten in credit scores in the United States and has the second highest credit card debt in the nation. Not only that, but you Texas has the second-highest number of payday lenders in the nation, making debt unmanageable for many Texans.

How credit repair works

analysis
Step 1
Credit report analysis
We obtain your credit reports and create a plan targeting the questionable negative items affecting your credit score.
dispute
Step 2
Credit disputing
Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf.
escalating
Step 3
Dispute escalating
For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented.
monitoring
Step 4
Credit mentoring
Through the online portal and app, we offer 24/7 access to your credit score analyses' and credit counseling solutions to help you reach your credit goals.
Learn more with a FREE credit report consultation
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Low cost legal services

Is your credit score lying? Lexington Law Firm advocates for you, using powerful legal strategies to fight the injustice in your credit reports.
Our Premium Service

Our premium service

Skilled lawyers and paralegals
Challenges to multiple credit bureaus
Monthly TransUnion FICO® score updates
Personalized score improvement strategies
$1 million coverage in identity theft insurance
$139.95
/month
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Meet our Texas Lawyer

john-c-heath
John C. Heath
Directing Attorney

John Heath was born and raised in Salt Lake City, Utah. He received his BA from the University of Utah and his Juris Doctor from Ohio Northern University. While attending law school, John spent a semester abroad in Cairo, Egypt, (through Seton Hall University) where he studied Islamic Law. John became Directing Attorney of Lexington Law Firm in 2004 and stepped down from that role in 2024.

John is admitted to the practice of law in the following states: Utah, Colorado, Washington D. C., Georgia, Texas, and New York.

What our Texas clients are saying

"Lexington Law has helped me get control back over my credit! You have given me peace of mind and helped me better myself along the way! Thank you!"
- Leigh
Wolfe City, TX
"The services are great! In no time, I received a text stating a removal from my Experian credit report, and a month later, more removals!"
- Sidra
Arlington, TX
"I have a better score now and I'm so happy with the outcome."
- Mary
Dallas, TX

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