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Home Credit 101 | Lexington Law (5)
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Lexington Law

Lexington Law

Lexington's top posts
The Equal Credit Opportunity Act
Credit 101
The Equal Credit Opportunity Act

August 24, 2021
How long does it take to build good credit?
Credit 101
How long does it take to build good credit?

August 24, 2021
What is file segregation?
Credit 101
What is file segregation?

August 19, 2021
All of Lexington's posts
The Equal Credit Opportunity Act
Credit 101
The Equal Credit Opportunity Act

Find out what the Equal Credit Opportunity Act (ECOA) is, how it came about, how it protects you and what rights you have under it.

Lexington Law

August 24, 2021
How long does it take to build good credit?
Credit 101
How long does it take to build good credit?

Building credit can take some time, but building good credit requires some patience. Read our guide to discover how long it takes to build good credit.

Lexington Law

August 24, 2021
What is file segregation?
Credit 101
What is file segregation?

File segregation is an illegal credit repair tactic where a new credit file is created for a consumer to use in place of their current credit reports.

Lexington Law

August 19, 2021
Directory of consumer reporting agencies
Credit 101
Directory of consumer reporting agencies

What is a consumer reporting agency? This overview covers most of the nationwide credit reporting agencies and how to interact with each one.

Lexington Law

June 08, 2021
Directory of consumer reporting agencies
Credit 101
Directory of consumer reporting agencies

What is a consumer reporting agency? This overview covers most of the nationwide credit reporting agencies and how to interact with each one.

Lexington Law

June 08, 2021
Credit score victims (Life events that may impact your credit)
Credit 101
Credit score victims (Life events that may impact your credit)

Lexington Law outlines six different life events that can have a significant impact on your credit and potential solutions to help you get back on track with your credit situation. Contact us today for more help with your credit repair.

Lexington Law

May 02, 2021
Making a six-figure income doesn’t mean you won’t have credit issues
Credit 101
Making a six-figure income doesn’t mean you won’t have credit issues

Your salary is not factored into your FICO score, but lenders will consider it when approving you for a loan. Loan and/or credit approval is based on your income and your FICO score.

Lexington Law

April 22, 2021
What happens to your credit when you withdraw cash from your credit card
Credit 101
What happens to your credit when you withdraw cash from your credit card

Can I Withdraw Cash from a Credit Card?Probably. While it depends on your issuer’s policies, most credit cards provide a cash advance option, allowing you to withdraw liquid funds from your account.

Lexington Law

April 22, 2021
5 tips for eliminating credit card debt
Credit 101
5 tips for eliminating credit card debt

Credit card debt can bring your credit score down and keep you from qualifying for loans or additional lines of credit. If debt is keeping your score low, start paying off your credit card bills and f

Lexington Law

April 22, 2021
How the New FICO® Score 10 Suite Will Affect Your Score
Credit 101
How the New FICO® Score 10 Suite Will Affect Your Score

FICO® is releasing the FICO Score 10 Suite in summer 2020. Learn about the changes and how they could affect your credit score.

Lexington Law

March 19, 2021