Proven Credit Repair Results
Lexington Law has worked to help thousands of clients in Louisiana with our credit repair services. We are eager to continue fighting for a fair and accurate credit report for all.
Across the country, Lexington Law clients have seen millions of unfair, inaccurate and unsubstantiated negative items removed from their credit reports. As trusted leaders in credit repair, we've helped clients challenge nearly every credit problem, including bankruptcies, tax liens, late payments, collections and more.
How Does Your Credit Score Compare?
Credit Score Averages Across Louisiana:
|Lafayette||Average Credit Score|
What's Your Credit Costing You?
Louisiana’s average credit score of 650 puts it in the bottom ten in the United States. Perhaps this is due to the fact the Louisiana has the second-highest number of late payments, a 3.3 percent mortgage delinquency rate (second-highest in the nation), the third-highest number of auto loans that are 90 days or more delinquent and the sixth-highest number of payday lenders.On top of that, Louisiana is tied with New Mexico for the second-highest poverty rate, making getting out of debt more difficult and less likely to get approved for a mortgage or an apartment.
how credit repair worksIn four easy steps
We obtain your credit reports and create a plan targeting the questionable negative items affecting your credit score.
Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf.
For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented.
Through the online portal and app, we offer 24/7 access to your credit score analyses' and credit counseling solutions to help you reach your credit goals.
what our Louisiana clients are saying
"You have provided me with excellent service!"
– Monique New Orleans, LA
"I would recommend your service because it works as I have had many negative reports removed and increase in credit score"
– Larry Natalbany, LA
"Lexington has the ability to improve someone's credit and increase his/ her score which will empower that person's quality of life. Creditworthiness is extremely valuable."
– Dorothy Kenner, LA