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Credit Repair for Missouri

Trusted leaders in credit repair for a reason

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Proven Credit Repair Results

Lexington Law has worked to help thousands of clients in Missouri with our credit repair services. We are eager to continue fighting for a fair and accurate credit report for all.

Across the country, Lexington Law clients have seen millions of unfair, inaccurate and unsubstantiated negative items removed from their credit reports. As trusted leaders in credit repair, we've helped clients challenge nearly every credit problem, including bankruptcies, tax liens, late payments, collections and more.


Credit Across the Country *

Select a state to view its average score

With the availability of working through the US, Lexington Law can provide credit repair in Missouri.

Don't wait—you deserve a second chance at credit

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*Source


How Does Your Credit Score Compare?

Credit Score Averages Across Missouri:


City Credit Score
St. Louis Average Credit Score
Kansas City 623
Independence Average Credit Score

*Source

Not sure how your score measures up?

More than one in five credit reports contain a mistake, impacting 40 million consumers nationwide

Missouri residents, call Lexington Law for a:

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1. FREE personalized credit report consultation
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2. FREE transunion fico credit score
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3. FREE transunion report summary

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What's Your Credit Costing You?

Although Missouri is the tenth-cheapest state to live in, its residents could do better financially. Missouri has a 2.3 percent mortgage delinquency rate which is .4 percent above the nation’s average and the ninth-highest average mortgage rate in the nation at 4.9 percent. Bad credit in Missouri could potentially make you have to pay higher interest rates, costing you more money and possibly putting you at risk for not being able to afford your home.


how credit repair worksIn four easy steps

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1. Credit Report Analysis

We obtain your credit reports and create a plan targeting the questionable negative items affecting your credit score.

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2. Credit Disputing

Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf.

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3. Dispute Escalating

For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented.

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4. Credit Mentoring

Through the online portal and app, we offer 24/7 access to your credit score analyses' and credit counseling solutions to help you reach your credit goals.

Learn more with a FREE credit report consultation

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Low cost legal services

Is your credit score lying? Lexington Law Firm advocates for you, using
powerful legal strategies to fight the injustice in your credit reports.

Our premium service

  • Skilled lawyers and paralegals
  • Challenges to all three credit bureaus
  • Monthly Transunion FICO® score updates
  • Personalized score improvement strategies
  • $1M coverage in identity theft insurance
$139.95 /month
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Meet Our Missouri Lawyers


Cary S. Smalley icon

Cary S. Smalley

OF COUNSEL TO LEXINGTON LAW

Cary Smalley is licensed to practice law in both the state and federal courts of Kansas and Missouri. He is committed to helping clients get a fresh start and regain financial stability. Prior to opening The Smalley Law Firm, LLC in 2011 Cary worked as an attorney at a highly respected Kansas City law firm since 2005....

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what our Missouri clients are saying

"I really enjoy talking to Melissa! She is a wonderful person with a good heart. I was very satisfied with all her answer to my questions, thank you so much."

– Ricardo Kansas City, MO

"I have seen good progress since signing up with your firm. I am very pleased so far with the progress you have made on my credit repair. I hope to continue to see the rest of what's in collection come off my report as well. Thank you for your help."

– Deellen Independence, MO

"I normally don't take the time to fill these out, but Christian went above and beyond to explain how the system works and showed me how helpful and understanding your company is."

– Hollie Willow Springs, MO

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