New Jersey State Icon

Credit Repair for New Jersey

Trusted leaders in credit repair for a reason

Start working toward better credit

Start now

Proven Credit Repair Results

Lexington Law has worked to help thousands of clients in New Jersey with our credit repair services. We are eager to continue fighting for a fair and accurate credit report for all.

Across the country, Lexington Law clients have seen millions of unfair, inaccurate and unsubstantiated negative items removed from their credit reports. As trusted leaders in credit repair, we've helped clients challenge nearly every credit problem, including bankruptcies, tax liens, late payments, collections and more.


Credit Across the Country *

Select a state to view its average score

With the availability of working through the US, Lexington Law can provide credit repair in New Jersey.

Don't wait—you deserve a second chance at credit

Learn more with a FREE credit report consultation

Get started

*Source


How Does Your Credit Score Compare?

Credit Score Averages Across New Jersey:


City Credit Score
Trenton 639
Newark 588
Paterson 602

*Source

Not sure how your score measures up?

More than one in five credit reports contain a mistake, impacting 40 million consumers nationwide

New Jersey residents, call Lexington Law for a:

lex icon
1. FREE personalized credit report consultation
lex icon
2. FREE transunion fico credit score
lex icon
3. FREE transunion report summary

Learn more with a FREE credit report consultation

Get started

What's Your Credit Costing You?

New Jersey has the seventh-highest credit card debt in the nation with a total of $29.6 billion and the fourth-highest average credit card debt per person of $7,151. Besides that, it’s the tenth-most expensive state to live in. High credit card debt and the high cost of living may make it difficult to qualify for a mortgage in New Jersey.

how credit repair worksIn four easy steps

lex icon
1. Credit Report Analysis

We obtain your credit reports and create a plan targeting the questionable negative items affecting your credit score.

lex icon
2. Credit Disputing

Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf.

lex icon
3. Dispute Escalating

For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented.

lex icon
4. Credit Mentoring

Through the online portal and app, we offer 24/7 access to your credit score analyses' and credit counseling solutions to help you reach your credit goals.

Learn more with a FREE credit report consultation

Get started

Low cost legal services

Is your credit score lying? Lexington Law Firm advocates for you, using
powerful legal strategies to fight the injustice in your credit reports.

Our premium service

  • Skilled lawyers and paralegals
  • Challenges to all three credit bureaus
  • Monthly Transunion FICO® score updates
  • Personalized score improvement strategies
  • $1M coverage in identity theft insurance
$139.95 /month
Get started

what our New Jersey clients are saying

"Sandra was above and beyond great. Very helpful! I really didn't want to get off the phone with her. Thank you Sandra! Much Respect."

– Anthony Somerset, NJ

"All questions I had were answered and Randall was very sincere with his help."

– Jennifferre Bridgeton, NJ

"Elise was extremly polite, kind, and gave great customer service."

– Tarik Wanaque, NJ

Find the right service for you

Get started