Credit repair for New York City, New York
Start working toward better credit
Start NowProven Credit Repair Results
Over the past decade, John C. Heath, Attorney at Law, PC, dba Lexington Law has helped thousands of clients throughout the New York City and greater New York area with our credit repair services. Across the country, our clients have the removal of millions of unfair, inaccurate and unsubstantiated negative items from their credit reports.
Our Credit Repair Process
We obtain your credit reports and create a plan targeting your questionable negative items affecting your credit score.
Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf.
For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented.
Through the online portal and app, we offer 24/7 access to your credit score analysis and credit counseling solutions to help you reach your credit goals.
Live the NYC lifestyle without sacrificing your financial health
NYC’s reputation for being one of the most expensive cities to live in is well known. And yet, it still manages to shock people just how much everyday costs can add up here. The city that never sleeps has so much to offer everyone, from a superb social scene to fantastic restaurants and events—but the costs of these things add up.
Unfortunately, New York’s extraordinary cost of living prices mean more and more people in the city are living with financial problems. New Yorkers have higher credit card debt and higher rates of delinquent payments past 90 days compared to national averages. One study found that while the national average for a credit card balance was $5,400, the average balance in Manhattan was significantly higher at $7,400.
If you plan to continue to live in the Big Apple, you’ll need to focus on fixing your credit. Credit repair services can help you prioritize address your finances and your debt and start improving your credit score and credit report. You don’t have to sacrifice your NYC lifestyle, but you should prepare for the future and be financially responsible.
Cost of a Home Mortgage
Average cost of a home in New York City: $649,026
Monthly mortgage payment with a 640 credit score:
$3,199
Monthly mortgage payment with a 750 credit score:
$2,894
Cost of a Car Loan
Average cost of a car in New York City: $21,895
Monthly car payment with a 640 credit score:
$548
Monthly car payment with a 750 credit score:
$496
Cost of Credit Card Debt
Average cost of credit card debt in New York City: $5,392
Minimum monthly payment with a 640 credit score:
$143
Minimum monthly payment with a 750 credit score:
$130
Find the right service for you
Get startedLow cost legal services
Lexington Law Firm advocates for you, using
powerful legal strategies to fight the injustice in your credit reports.
Our premium service
- Skilled lawyers and paralegals
- Challenges to all three credit bureaus
- Monthly Transunion FICO® score updates
- Personalized score improvement strategies
- $1M coverage in identity theft insurance
What Our New York City Clients Are Saying
"Lexington Law has exceeded my expectations by leaps and bounds. I can not thank you enough. "
– Rosalind J.
"Lexington stands with the client. The team works together on your case. And anytime time you call to ask for advice or questions, paralegals are cordial and prepared to answer them. I recommend them to all my friends. "
– Mark B.
"The parlegal was efficient and knowledgeable of the answers to my questions. "
– Fayann S.
Attorney's in New York City
Lexington Law is proud to offer credit repair services for New York City.
All of our services are available online, at any time.
