houston

Credit Repair in Salt Lake City, Utah

Lexington Law is proud to offer services to your area

Start Now

Proven Credit Repair Results

Over the past decade, John C. Heath, Attorney at Law, PC, dba Lexington Law has helped thousands of clients throughout the Salt Lake City and greater Utah area with our credit repair services. Across the country, our clients have the removal of millions of unfair, inaccurate and unsubstantiated negative items from their credit reports.

Our Credit Repair Process

icon
1. Credit Report Analysis

We obtain your credit reports and create a plan targeting your questionable negative items affecting your credit score.

icon
2. Credit Disputing

Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf.

icon
3. Dispute Escalation

For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented.

icon
4. Credit Mentoring

Through the online portal and app, we offer 24/7 access to your credit score analysis and credit counseling solutions to help you reach your credit goals.

Learn more with a FREE credit report consultation

Get started

How credit repair is a key to success for Salt Lake City residents

Salt Lake City, Utah, might just have it all, combining the amenities of urban living with easy access to nature. You can explore Salt Lake City’s cool neighborhoods, including Sugar House, Cottonwood Heights and Millcreek, and then head on an exhilarating hike up Mt. Olympus or along Bells Canyon. Residents of Salt Lake City are also well poised for financial success. The city is booming, with a healthy job market, low unemployment rate and lower cost of living than the U.S. average.

But despite all the city’s desirable qualities, it can be difficult for residents to stay afloat. According to a 2018 study, each adult in Utah has a per capita household debt of $59,320, higher than the national average. This is made up of mortgages, car loans, student loans and credit cards. In Salt Lake City specifically, the median credit card debt is $2,614, which could take a resident there over 14 months to pay off.

Having your finances in order and a clean credit history is key to financial health. Our consultants can review your credit and identify issues that may be burdening your personal financial situation. Find out how credit repair could help you get set up for success.

Cost of a Home Mortgage

Average cost of a home in Salt Lake City: $506,862

Monthly mortgage payment with a 640 credit score:

$2,303

Monthly mortgage payment with a 750 credit score:

$2,079

Payments based on a 30-year fixed mortgage.

Cost of a Car Loan

Average cost of a car in Salt Lake City: $29,053

Monthly car payment with a 640 credit score:

$727

Monthly car payment with a 750 credit score:

$641

Payments based on a 48-month loan term.

Cost of Credit Card Debt

Average cost of credit card debt in Salt Lake City: $4,836

Minimum monthly payment with a 640 credit score:

$128

Minimum monthly payment with a 750 credit score:

$116

Example results are accurate as of 11/4/19. Calculators are a tool provided to users to assist in making financial decisions. The results and accuracy are based on the information you enter. Because getting a loan is based on many factors in addition to your credit report and credit score, such as, credit utilization, financial situation, loan amount, loan term, loan usage, general economic conditions, and other underwriting criteria, Lexington Law cannot guarantee you will get a loan even if your report and score improve.

Additional Credit Repair Services

icon
1. Personalized Credit Report Consultation
icon
2. Free TransUnion FICO© Credit Score
icon
3. FREE TRANSUNION REPORT SUMMARY

Learn more with a FREE credit report consultation

Get started

Low cost legal services

Is your credit score lying? Lexington Law Firm advocates for you, using
powerful legal strategies to fight the injustice in your credit reports.

Our premium service

  • Skilled lawyers and paralegals
  • Challenges to all three credit bureaus
  • Monthly Transunion FICO® score updates
  • Personalized score improvement strategies
  • $1M coverage in identity theft insurance
$139.95 /month
Get started

What Our Salt Lake City Clients are Saying

"I have already referred people to Lexington Law. I am satisfied with what I have seen! Understand that the process may be a bit long at times, but I am seeing progress."

– Juan

"You have definitely made an impact with my account and my husband and I."

– Melanie

"I have been so impressed with how fast the reps have gotten to work on my credit and how fast it is improving."

– Sarah

Attorney's in Salt Lake City

Lexington Law is proud to offer credit repair services for Salt Lake City.

All of our services are available online, at any time.


John Icon

John C. Heath

Directing Attorney

Born and raised in Salt Lake City, John Heath earned his BA from the University of Utah and his Juris Doctor from Ohio Northern University. John has been the Directing Attorney of Lexington Law Firm since 2004. ...

Read more