Washington DC
Credit Repair
Proven Credit Repair Results
Over the past decade, John C. Heath, Attorney at Law, PC, dba Lexington Law has helped thousands of clients throughout the Washington DC area with our credit repair services. Across the country, our clients have the removal of millions of unfair, inaccurate and unsubstantiated negative items from their credit reports.
What Our Washington DC Clients are Saying
"Every time I call in or assistance is needed, I have not had any problems. The customer support had been great."
– Takisha T.
"Lexington Law has been fixing my credit for 9 months already and my score has only been improving."
– Diane G.
"Great customer service and always meeting needs and wants. Had a great conversation with Kimberly on the phone. Thanks for everything."
– Paul S.
The Impact of Bad Credit
Having a good credit history is not only important when getting approved for a mortgage or securing a car loan. It determines the percentage rate you have to pay back on loans and other types of credit. Lenders in Washington DC use a credit risk model that raises the true cost of a loan when a borrower has a low credit score. If you are looking to buy a home, car, or even just managing your credit card, here is how much extra money a low credit score can cost you.
Cost of a Home Mortgage
Average cost of a home in Washington DC: $636,372
Monthly mortgage payment with a 640 credit score:
$3,287
Monthly mortgage payment with a 750 credit score:
$2,982
Cost of a Car Loan
Average cost of a car in Washington DC: $20,930
Monthly car payment with a 640 credit score:
N/A
Monthly car payment with a 750 credit score:
$471
Cost of Credit Card Debt
Average cost of credit card debt in Washington DC: $5,580
Minimum monthly payment with a 640 credit score:
$148
Minimum monthly payment with a 750 credit score:
$134
More than one in five credit reports contain a mistake, impacting 40 million consumers nationwide
Our Repair Process
We obtain your credit reports and create a plan targeting your questionable negative items affecting your credit score.
Our team will send the appropriate correspondence to dispute and challenge the inaccurate negative items on your behalf.
For negative items requiring additional correspondence, we keep the process going and ensure your credit rights are fairly represented.
Through the online portal and app, we offer 24/7 access to your credit score analysis and credit counseling solutions to help you reach your credit goals.
Low cost legal services
Lexington Law Firm advocates for you, using
powerful legal strategies to fight the injustice in your credit reports.
Our premium service
- Skilled lawyers and paralegals
- Challenges to all three credit bureaus
- Monthly Transunion FICO® score updates
- Personalized score improvement strategies
- $1M coverage in identity theft insurance
