While having bad credit can feel like financial prison, it doesn't have to be a life sentence.
Your credit score has five main contributors
30% Amounts Owed
35% Payment History
10% Credit Mix
15% Credit History
10% New Credit
Leverage the law
Unlike other credit repair companies, Lexington Law uses specific laws to protect your credit from unfair situations that may be out of your control. Lexington Law can help if your credit has been damaged by:
Find out how Lexington Law can help
How it works
In three easy steps
your credit report.
negative items hurting your credit by challenging them with bureaus and creditors.
the process by challenging remaining items.
Don't take our word for it
- Amanda T
"As I got older, I realized you need credit more than you need cash. Lexington Law helped me a lot and they've done everything they said they'd do. It's exciting - Yes! This is coming off my credit!"
Loan Savings Calculator
Your estimated mortgage payment:
After a 40-point credit score improvement:
An additional 40-point credit score improvement could save you:
Save a total of over the life of your loan.
The 30-year fixed home mortgage APRs are estimated based on the following assumptions. FICO scores between 620 and 850 (500 and 619) assume a Loan Amount of $150,000, 1.0 (0.0) Points, a Single Family - Owner Occupied Property Type and an 80% (60-80%) Loan-to-Value Ratio