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Home Credit 101 (15)
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Is Your “Clean” Credit Report Actually Hurting You?
Credit 101

Is Your “Clean” Credit Report Actually Hurting You?

A clean credit report doesn’t always mean a higher score. Learn why thin credit files can stall progress and how to build credit without disputes.
Lexington Law
February 11, 2026
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14 Ways to Show Your Credit Some Love
Credit 101
14 Ways to Show Your Credit Some Love

January 30, 2026
Life After Setbacks — How to Rebuild Credit Confidence
Credit 101
Life After Setbacks — How to Rebuild Credit Confidence

December 11, 2025
How many credit cards should I have?
Credit 101
How many credit cards should I have?

October 13, 2025

All blog posts

Notifying Creditors After the Death of a Loved One
Credit 101
Notifying Creditors After the Death of a Loved One

Here are a few things you must do shortly after the death of a loved one to ensure their estate remains in good financial standing.

Daniel Woolston

August 24, 2021
Does rent-to-own help build credit?
Credit 101
Does rent-to-own help build credit?

This comprehensive guide describes how the rent-to-own process works, if it builds your credit and if it’s the right housing option for you.

Lexington Law

August 24, 2021
How to Read a Credit Report and What to Look For
Credit 101
How to Read a Credit Report and What to Look For

Our guide will teach you how to read a credit report so you can catch any inaccuracies before applying for new credit.

Paola Bergauer

August 24, 2021
The Equal Credit Opportunity Act
Credit 101
The Equal Credit Opportunity Act

Find out what the Equal Credit Opportunity Act (ECOA) is, how it came about, how it protects you and what rights you have under it.

Lexington Law

August 24, 2021
How long does it take to build good credit?
Credit 101
How long does it take to build good credit?

Building credit can take some time, but building good credit requires some patience. Read our guide to discover how long it takes to build good credit.

Lexington Law

August 24, 2021
What is file segregation?
Credit 101
What is file segregation?

File segregation is an illegal credit repair tactic where a new credit file is created for a consumer to use in place of their current credit reports.

Lexington Law

August 19, 2021
Directory of consumer reporting agencies
Credit 101
Directory of consumer reporting agencies

What is a consumer reporting agency? This overview covers most of the nationwide credit reporting agencies and how to interact with each one.

Lexington Law

June 08, 2021
Directory of consumer reporting agencies
Credit 101
Directory of consumer reporting agencies

What is a consumer reporting agency? This overview covers most of the nationwide credit reporting agencies and how to interact with each one.

Lexington Law

June 08, 2021
Credit score victims (Life events that may impact your credit)
Credit 101
Credit score victims (Life events that may impact your credit)

Lexington Law outlines six different life events that can have a significant impact on your credit and potential solutions to help you get back on track with your credit situation. Contact us today for more help with your credit repair.

Lexington Law

May 02, 2021
Do’s and don’ts of paying off debt early
Credit 101
Do’s and don’ts of paying off debt early

Does paying off a loan early hurt credit? Doing this may seem like a good idea, but it can impact you in ways you may not be aware of. Learn more here.

Sarah Raja

April 29, 2021