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Home Credit 101 (12)
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Is Your “Clean” Credit Report Actually Hurting You?
Credit 101

Is Your “Clean” Credit Report Actually Hurting You?

A clean credit report doesn’t always mean a higher score. Learn why thin credit files can stall progress and how to build credit without disputes.
Lexington Law
February 11, 2026
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14 Ways to Show Your Credit Some Love
Credit 101
14 Ways to Show Your Credit Some Love

January 30, 2026
Life After Setbacks — How to Rebuild Credit Confidence
Credit 101
Life After Setbacks — How to Rebuild Credit Confidence

December 11, 2025
How many credit cards should I have?
Credit 101
How many credit cards should I have?

October 13, 2025

All blog posts

What is a fraud alert?
Credit 101
What is a fraud alert?

What is a fraud alert? Fraud alerts are tools you can use to help ensure your credit stays safe. Learn how they can help protect your credit.

Brittany Sifontes | Supervising Attorney

August 04, 2022
What is the Fair Credit Reporting Act?
Credit 101
What is the Fair Credit Reporting Act?

If you’re taking advantage of your free yearly credit reports, you have the FCRA to thank. Read on to find out more about the FCRA and how it benefits you.

Vincent R. Mayr | Associate Attorney

July 20, 2022
The military and your credit score
Credit 101
The military and your credit score

Veterans need to pay special attention to their credit. Learn about the military and your credit score and how to keep your credit in shape while serving.

Paola Bergauer

July 18, 2022
What is a credit score and why is it important?
Credit 101
What is a credit score and why is it important?

Understanding the details of your credit score is important. Learn how credit scores are generated, what makes a good score and how to improve your credit here.

Miriam Allred

June 28, 2022
Does my U.S. credit score follow me when I move abroad?
Credit 101
Does my U.S. credit score follow me when I move abroad?

Do other countries use credit scores? Your credit score may not be international, but you’ll still be responsible for your debt abroad.

Miriam Allred

June 28, 2022
What does it mean to be credit invisible?
Credit 101
What does it mean to be credit invisible?

Trying to obtain credit can be difficult if you don’t have any credit history. Learn what it is to be credit invisible and what you can do about it.

Brad Blanchard

June 16, 2022
Can cryptocurrency affect your credit score?
Credit 101
Can cryptocurrency affect your credit score?

Are you interested in cryptocurrency? Find out everything you need to know about crypto, from how to buy it to its potential impact on your credit score.

Anna Grozdanov

May 31, 2022
How long do late payments stay on credit reports?
Credit 101
How long do late payments stay on credit reports?

Late payments can stay on your credit report for up to seven years. We’ll show you how to remove them as well as how to improve your score.

Vince R. Mayr

April 18, 2022
How do medical bills affect credit scores?
Credit 101
How do medical bills affect credit scores?

Medical bills in collections can take a toll on both your wallet and your credit score. Learn more about medical collection debt here.

Brittany Sifontes | Supervising Attorney

April 13, 2022
What does re-aging an account mean?
Credit 101
What does re-aging an account mean?

Find out what re-aging an account means, if it’s a legal practice and what you can do if you think you’re a victim of re-aging accounts.

Paola Bergauer

March 15, 2022