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Is Your “Clean” Credit Report Actually Hurting You?
Credit 101

Is Your “Clean” Credit Report Actually Hurting You?

A clean credit report doesn’t always mean a higher score. Learn why thin credit files can stall progress and how to build credit without disputes.
Lexington Law
February 11, 2026
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14 Ways to Show Your Credit Some Love
Credit 101
14 Ways to Show Your Credit Some Love

January 30, 2026
Life After Setbacks — How to Rebuild Credit Confidence
Credit 101
Life After Setbacks — How to Rebuild Credit Confidence

December 11, 2025
How many credit cards should I have?
Credit 101
How many credit cards should I have?

October 13, 2025

All blog posts

Understanding Clarity Services by Experian
Credit 101
Understanding Clarity Services by Experian

Learn everything you need to know about Experian’s Clarity Services, including who it can help and how it can help you boost your credit profile.

Sarah Raja

April 29, 2021
Disputing a charge on your credit card
Credit 101
Disputing a charge on your credit card

What is a credit card dispute? Learn about credit card dispute options to keep your credit card statement on the straight and narrow.

Kenton Arbon

April 29, 2021
7 apps for improving your credit score
Credit 101
7 apps for improving your credit score

We’ve compiled a list of 7 mobile apps for improving, monitoring, building and repairing your credit score.

Daniel Woolston

April 29, 2021
Does closing a bank account affect credit?
Credit 101
Does closing a bank account affect credit?

Is it bad to close a bank account? The answer isn’t quite as straightforward as you might think. If you make mistakes, your credit score could be affected.

Sarah Raja

April 29, 2021
Credit card convenience checks: the basics
Credit 101
Credit card convenience checks: the basics

You might receive convenience checks when you’re approved for a new credit card account. Find out if and when you should use these checks.

Kenton Arbon

April 29, 2021
Habits of the 800 club: the path to perfect credit
Credit 101
Habits of the 800 club: the path to perfect credit

What do you know about the 800 Club? Find out exactly what the 800 Club is, the benefits club members get and what you can do to become a member yourself.

Kenton Arbon

April 29, 2021
How to audit your medical bills
Credit 101
How to audit your medical bills

Learn more about the importance of reviewing your medical bills and how to audit your medical bills so you can catch errors with Lexington Law.

John Heath | Directing Attorney

April 29, 2021
Making a six-figure income doesn’t mean you won’t have credit issues
Credit 101
Making a six-figure income doesn’t mean you won’t have credit issues

Your salary is not factored into your FICO score, but lenders will consider it when approving you for a loan. Loan and/or credit approval is based on your income and your FICO score.

Lexington Law

April 22, 2021
What happens to your credit when you withdraw cash from your credit card
Credit 101
What happens to your credit when you withdraw cash from your credit card

Can I Withdraw Cash from a Credit Card?Probably. While it depends on your issuer’s policies, most credit cards provide a cash advance option, allowing you to withdraw liquid funds from your account.

Lexington Law

April 22, 2021
5 tips for eliminating credit card debt
Credit 101
5 tips for eliminating credit card debt

Credit card debt can bring your credit score down and keep you from qualifying for loans or additional lines of credit. If debt is keeping your score low, start paying off your credit card bills and f

Lexington Law

April 22, 2021