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Is Your “Clean” Credit Report Actually Hurting You?
Credit 101

Is Your “Clean” Credit Report Actually Hurting You?

A clean credit report doesn’t always mean a higher score. Learn why thin credit files can stall progress and how to build credit without disputes.
Lexington Law
February 11, 2026
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14 Ways to Show Your Credit Some Love
Credit 101
14 Ways to Show Your Credit Some Love

January 30, 2026
Life After Setbacks — How to Rebuild Credit Confidence
Credit 101
Life After Setbacks — How to Rebuild Credit Confidence

December 11, 2025
How many credit cards should I have?
Credit 101
How many credit cards should I have?

October 13, 2025

All blog posts

Why you should check all 3 of your credit reports
Credit 101
Why you should check all 3 of your credit reports

You might be surprised to learn that checking just one of your credit reports isn’t always enough. Find out why checking all three reports is essential.

Anna Grozdanov

January 13, 2022
What Age Can You Start Building Credit?
Credit 101
What Age Can You Start Building Credit?

Credit is an important financial tool to use as an adult. You might be surprised to learn at what age you can start to build your credit.

Anna Grozdanov

December 21, 2021
Benefits of joining a credit union
Credit 101
Benefits of joining a credit union

If you’re considering joining a credit union, this comprehensive guide will walk you through the benefits of credit unions, as well as potential drawbacks.

Horacio Celaya

December 07, 2021
7 tips to stop debt collection scams
Credit 101
7 tips to stop debt collection scams

How can you tell a legitimate debt collector call from a scam? Read on to find out.

Brad Blanchard

December 02, 2021
Paying your credit card early: Does it help your score?
Credit 101
Paying your credit card early: Does it help your score?

You may have thought about paying your credit card off early, but does it help your score?

Horacio Celaya

November 10, 2021
How Bad Does A Voluntary Repo Affect You?
Credit 101
How Bad Does A Voluntary Repo Affect You?

Voluntary repossession may prevent your car from being seized, but does it help your credit?

Paola Bergauer

November 09, 2021
What consumer information do the credit bureaus collect?
Credit 101
What consumer information do the credit bureaus collect?

Understanding the credit bureaus and what consumer information they collect can help you understand what aspects of your credit you should be focusing on.

Peter Richins

October 14, 2021
The history of credit cards
Credit 101
The history of credit cards

References to credit cards date back as far as the 1800s—find out more about the history of credit cards and how they have affected consumer spending.

Lexington Law

September 22, 2021
How to remove fraud from your credit report
Credit 101
How to remove fraud from your credit report

Learn how to remove fraud on your credit report and what to do if you're the victim of identity theft.

Sarah Raja

September 03, 2021
Length of credit history: how does it affect your credit score?
Credit 101
Length of credit history: how does it affect your credit score?

Your credit history is an important part of your overall credit score. Learn how it’s calculated, what counts as good history, and how to build it.

Lexington Law

August 26, 2021