The Fair and Accurate Credit Transactions (FACT) Act of 2003 guaranteed the right of every American consumer to see a copy of their credit report from each of the three main credit bureaus every 12 months. But the law said nothing about credit scores. For years, the only way to see your credit scores was by paying for them, but recent developments makes getting your credit scores for free fairly easy. Here are five ways to do so.
A credit score of 800 or more seems like an unattainable goal to most people. Despite the challenges, it is possible to earn a credit elite status and join a group of financially strong consumers. Although there is no magical formula to success, there are a few roadblocks members of the 800 Club avoid.
Our clients saw over 4,800,000 negative
items removed from their combined credit reports last year.