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Variable APR is when your credit card has an annual percentage rate that may change based on market conditions. A non-variable APR is called a fixed rate.
Payment history affects your credit. If you stop paying your balances, a drastically lowered score is just one of the negative consequences you’ll experience.
As you monitor your credit, you may be wondering, “why won’t my credit score go up?” Read to discover 10 reasons your credit score is stuck and how to fix it.
