How much does being an authorized user affect your credit? Learn how to build credit as an authorized user and maximize the benefits.

According to FICO®, payment history makes up 35 percent of your credit score. Learn when you should make payments and how to maximize your card’s grace period.

When comparing VantageScore vs. FICO scores, you’ll notice many differences. For example, each model uses slightly different factors to determine scores.

Credit mix refers to the different types of credit accounts a person has open at any given time. Managing a range of accounts can improve your credit.