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Is Your “Clean” Credit Report Actually Hurting You?
Credit 101

Is Your “Clean” Credit Report Actually Hurting You?

A clean credit report doesn’t always mean a higher score. Learn why thin credit files can stall progress and how to build credit without disputes.
Lexington Law
February 11, 2026
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14 Ways to Show Your Credit Some Love
Credit 101
14 Ways to Show Your Credit Some Love

January 30, 2026
Life After Setbacks — How to Rebuild Credit Confidence
Credit 101
Life After Setbacks — How to Rebuild Credit Confidence

December 11, 2025
How many credit cards should I have?
Credit 101
How many credit cards should I have?

October 13, 2025

All blog posts

7 benefits of a good credit score
Credit 101
7 benefits of a good credit score

A good credit score can set you up for a strong financial future. Here are seven examples of exactly how a good credit score can benefit you.

Anna Grozdanov

November 04, 2024
What affects your credit score?
Credit 101
What affects your credit score?

What affects your credit scores? The main factors are payment history, credit utilization, length of credit history, credit mix and new credit.

Lexington Law

November 04, 2024
Why do I keep getting denied for credit cards?
Credit 101
Why do I keep getting denied for credit cards?

Was your credit card application denied? Here are some reasons why this might have happened and how you could improve your chances of approval.

Lexington Law

November 01, 2024
Denied credit card application? Here's why and what to do next
Credit 101
Denied credit card application? Here's why and what to do next

Denied a credit card? Discover common reasons for rejection and steps to improve your chances of approval, like building your credit and choosing the right card.

Lexington Law

October 31, 2024
Do installment loans help improve your credit? 3 key benefits
Credit 101
Do installment loans help improve your credit? 3 key benefits

Installment loans can help your credit mix and payment history, but they’re not always the best option. Read on to learn if this loan is right for you.

Lexington Law

October 30, 2024
FICO score vs. credit score: what’s the difference?
Credit 101
FICO score vs. credit score: what’s the difference?

A credit score is a number that indicates credit risk, while a FICO score is a type of credit score. Read on to learn more about FICO score vs. credit score.

Lexington Law

October 30, 2024
How to fix your credit to buy a house: 6 simple tips
Credit 101
How to fix your credit to buy a house: 6 simple tips

You need a decent credit score to buy a home, and we have five credit repair tips for mortgage approval to help raise your score. Read on to learn more.

Lexington Law

October 30, 2024
15 credit facts everyone needs to know in 2024
Credit 101
15 credit facts everyone needs to know in 2024

How much do you know about credit? Check out these fifteen credit facts that will help you stay on top of your credit in 2024.

Lexington Law

October 30, 2024
How to build credit: everything you need to know in 10 steps
Credit 101
How to build credit: everything you need to know in 10 steps

You can build credit by applying for credit cards, reporting rent payments, and taking out a credit builder loan. Read on to learn more steps you can take.

Lexington Law

October 28, 2024
What bills affect your credit score?
Credit 101
What bills affect your credit score?

You know that loans and credit cards affect your credit score, but what about bills?

Lexington Law

October 21, 2024